Hope for your financial life and beyond

When It’s a Challenge to Say I Am Thankful for You

Recently I had the chance to reconnect with someone who meant a great deal to me many years ago. My youth pastor took an interest in me when I was in the 8th grade. Not only did he become a mentor but someone I considered a friend (as much as a teen can have an adult i am thankful for youfriend). I don’t know where I would have ended if not for his guidance and counsel. So before I left our time together, I said to him how I am thankful for you being in my life.

On the ride home, I got to thinking that I just don’t say I am thankful for you often enough. There are so many people who support me, encourage me and flat out love me no matter what. Life would be a challenge and quite frankly no fun without them. Family, friends, work associates…they lift my spirit on a daily basis.

If you fit into those categories, I am thankful for you being in my life.

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7 Positive Lessons from Job’s Friends on Helping Hurting People

Ever felt like you had no clue how to help someone who was hurting? It doesn’t matter if the pain is physical, emotional or spiritual. Too often we simply freeze, not really knowing how to best help our friends in need.

Should I give them advice? Try to cheer them up? Give them a hug? Offer to help them in some way? Who really knows, right? It’s simply hard to know the appropriate way to respond so as not to hurt or offend them further.

job's friendsThe Bible records a story for us about a man named Job (pronounced “jobe”) who felt some of the deepest emotional pain one could experience. In his time of pain, three of his friends came to be with him. The initial steps they took serve as an example to us all on how to respond when one of our friends is hurting.

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Living Through Tragedy When There Are No Answers

I find myself again writing the most difficult of posts. Three years ago it was about one of my high school students who chose to take her own life. This time tragedy struck in our church youth group as on Tuesday we lost a 16-year old girl to the most unlikely of things for someone so young – cardiac arrest.

Her name was Elizabeth and she was a sweet, sweet girl. She was so pleasant to be around. Smiles adorned her face at every turn. And such a committed follower of Jesus.

So young…so healthy…so just getting started on life.

And then she was gone in a heartbeat.

You can read the account as shared by her mother on her Facebook page. As a parent it will make you want to hold your kids tight and cherish the moment. I sure did when my wife and I returned from the hospital.

The toughest part about being with the family at the hospital and helping them work through the funeral arrangements this week was that there are no answers. There are no answers to the “Why did this happen?” question. There are no answers to the “What happened (physically)?” question. There are no answers really at all to how this happened to a perfectly healthy young girl.

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Why I’m Thankful for First and Second Chances

We’ve all had moments in life when we were granted first and second chances even though we probably didn’t deserve it. Remember how that first big break felt – that first chance to show the world what you were made of? Perhaps it took years to break through and secure it. If you are like me though that first chance to prove yourself happened fairly early in life, sometime in your 20s.

second chancesThere is no logical reason why anyone would give a person in their 20s a chance. Generally speaking, 20-somethings have no money, no experience, and no patience. They are idealistic to a fault, thinking they alone hold the key to changing the world. They disdain the older generation(s), thinking they are pessimistic, set in their ways and out of touch with contemporary culture.

Of course I’m exaggerating with this characterization. Many 20-somethings are not like this. I sure was though even though it may not have appeared so to those around me.

Yet someone still gave me a first chance.

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6 Shocking Things Your Broke Friends Need to Hear You Say

If you’ve ever gotten into conversations with broke friends about money, you know how hard it is to determine if they actually want your help. There are ways to figure that out and perhaps lead your discussion to deeper levels. If that happens, you’ll learn more about your friend’s financial struggles and perhaps be able to offer some counsel.

The counsel part is when it gets really tough. If you’ve had success with money, you know what has to be done…

broke friendsChange your habits.

Spend less.

Save more.

Follow a budget.

Get out of debt.

Invest, invest, and invest some more.

But your broke friends might not want to listen or hear any of that.

When someone is in a heap of financial trouble there are reasons for that trouble. Those reasons could be diverse. However, more than likely they result from lack of knowledge and poor behaviors/decisions.

When our way of life becomes ingrained – in other words, normal and acceptable to us – we really don’t want to hear ways to live differently. We have your set routines and way of thinking. The more we practice the same things over and over the less likely it will be for use to break out of the mold and see things differently.

Even in the realm of money.

In order to break through and see outside the box, we either have to experience severe pain, be faced with a crisis or be shocked by someone or something. We don’t simply wake up one morning and say “I think I’ll change all my habits today.”

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