Tonight I’m going to do something I haven’t done in a long time – losing sleep by voluntarily pulling an all-nighter. The last two legit occurrences happened over 20 years ago in college while I was studying for finals. Then all it took was the fear of failing, a couple sleeves of Pringles and a two-liter of Mountain Dew to pull me through the wee morning hours.
Why would I put myself through this? Well, it’s for a worthy cause.
It’s a lock-in…at our church…for the youth group.
Some of you are wincing (or laughing) right about now knowing what I’m about to go through.
They need events like these every once in awhile though with crazy, sometimes chaotic fun. It will be memorable, which is what you want out of your teen years.
As the youth leader, I don’t mind losing sleep for this cause or any other worthy cause for that matter. But what I’m really thankful for that I’ll never lose sleep over money related problems. Because…
Debt keeps you up at night.
No savings keeps you up at night.
Emergencies, kids medical bills and high college tuition keep you up at night.
Figuring out how you’ll pay the mortgage or for healthcare keeps you up at night.
Facing retirement with few assets to draw on keeps you up at night.
You Don’t Have to Be Losing Sleep
The good news is you don’t have to face any of these. I don’t anymore. Through some financial re-education, intense discipline, wise planning and a bit of good fortune, my wife and I now…
Are out of consumer debt…
Have adequate savings…
Can handle and are prepared for emergencies, medical bills and college tuition…
Have paid off the mortgage and can fund our healthcare and…
Are investing for retirement at a solid pace.
With all these things in place I sleep very well. Worry does not play tricks with my mind and make me toss and turn under the sheets.
Of course, this didn’t happen overnight. Our journey has been a long one filled with its own share of ups and downs. But getting to this point has been worth the sacrifices and I can’t imagine being in any other state of mind.
You too can get there. And while you’re in the journey try not to let money related problems keep you up at night. Let go of the worry and realize it’s a process you just have to work through at whatever pace you can. Relax and be at peace…it’s OK…you’ll get there.
Questions: Are you losing sleep at night thinking about money? What’s your biggest financial worry? How have you overcome worrying about money? When was the last time you pulled an all-nighter?