If you have finally decided to get on the right track to retirement, good for you. Better late than never, after all. There are a lot of people who have retirement accounts, as well as they should. However, there are far too many people who are either too lazy, too ignorant or don’t have the right retirement planning tools to get their accounts started.
There are many different retirement options open to you, the most useful being the IRA or individual retirement account. This is the account that offers the most control over your retirement funds and it is definitely something everyone should invest in.
The 401k Retirement Plan