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Why a Travel Budget Should Be a Must For Everyone

travel budgetAh…the joys of having a travel budget. It’s 1:00 pm in the afternoon and I’m doing something so commonplace in today’s world it hardly seems extraordinary anymore, except maybe through the eyes of a child. I’m at an airport watching planes take off and land. Boring, huh?

Except this is no ordinary airport.

I’m standing on Maho Beach…in St. Maarten…with dozens of tourists…and a fenced in Princess Juliana International Airport just a few yards behind me.

Out over the water a tiny speck appears on the horizon. “Ahh…right on schedule,” the person next to me says. As it moves nearer, the onlookers at the beach scramble into position, iPhones in hand recording the moment. Closer and closer it comes. “Ooh this is a big one,” someone exclaims.

I dig my feet into the sand to sturdy myself. Right now, I’m realizing how exciting it is to have a travel budget.

The plane continues to descend and is almost on top of us now as people scream with delight at its proximity. With a mighty roar, it passes directly overhead – seemingly a tennis ball’s throw upwards in distance. We perform an about face to watch it execute a perfect landing on the runway.

That afternoon on the beach remains one of my top 10 travel moments of all time. Watching the planes take off was just as spectacular and laugh-out-loud hilarious. The air generated from the turbines literally blew people down the beach, pelting them with sand. Hence this sign near the airport fence…

Jet Blast

It’s for experiences like this that I will continue to have a travel budget as part of our family’s budget.

Reasons why everyone should have a travel budget

Thus far my travels have been limited to the United States, Mexico and a host of countries throughout the Caribbean. Further overseas travel will happen, perhaps when the kids are older or when it’s only my wife and I at home. For now I am content to see and experience everything possible about and nearby my own country.

Now that we have a travel budget as a priority, it would seem awful to miss out on all that it offers. Here’s what we’ve realized:

Travel provides stunning visuals that create memories.

For our family, this is the #1 reason we have a travel budget. Experiencing activities together has created family bonding in a way I don’t believe I could have manufactured if we had stayed at home. In that way travel serves as a tool, a mechanism I use to promote family attachment.

The really neat thing is that we bring those memories home and relieve them over and over. We’ve downloaded the images to our computers and they now serve as screen savers. Often we find ourselves sitting in the bedroom, watching image after image of past events spring to life again on our computer monitor. We laugh and remember how much fun those moments were.

Travel creates perspective.

I’ve felt this on many occasions during my travels, perhaps in no more powerful way than standing at the rim of the Grand Canyon in Arizona. I lapse from time to time into thinking that my life is all that matters…that I am the center of the universe…that nothing else is so big as the essence that is me.

Leaning on the rail, staring at the grandeur of the canyon reminded me that the universe is vast and huge and I serve but a tiny role in it. That humbling travel moment reduced my ego a good bit and brought some perspective to my life.

Travel brings other cultures and regions of a country to life.

traditional Luau in HawaiiTravel brings culture to life and this is a big deal. We risk wrapping ourselves in a bubble when we refuse to leave home. Again, it’s easy to get focused on our own self and come to wrongly believe that “the American way” or “our-region-of-the-country’s-way” is the right and only standard by which things should be done. Anything beyond our perception about life is seen as “out of the ordinary,” “wrong” or “abnormal.”

This is so far from the truth. While I do believe certain ideas about freedom, respect for humanity and basic morality should be qualities all peoples of the world possess, I don’t hold that there is a perfect or ideal way to live our day-to-day lives. What works for me culturally in the southern United States may not work in Vermont, or Peru or Sri Lanka. As one of my all-time favorite 1980s TV show theme songs so uniquely pointed out, “it takes different strokes to move the world.”

Travel introduces unique new foods.

Food is such an integral part of life…and oh so enjoyable. Now I will grant you that one does not have to travel to try unique foods. However, there is something about being in another country that gets our juices flowing for expanding our horizon and tasting new things. Like the time my family went to Isla de Pasion (Passion Island) in Cozumel.

I had never been a big fan of this food (actually hated it), but reputedly the Cozumel Passion Island’s fresh guacamole dip is famous for it’s texture and flavor. So, on our all-inclusive paid excursion to the island I was served some chips, salsa and guacamole dip as I lounged in my beach chair beneath the palm trees.

“What the heck,” I said scooping up some chunky, green goo. “I’ll give it a whirl.”

“Holy taste buds…” It was the best food I tasted on that trip! In fact the whole family became hooked. Upon returning home I searched desperately for a guacamole dip recipe that I could freshly prepare that approximated what I had tasted. I found this one that proved to be close enough. We use it to this day and have come to find it also tastes spectacular on top of a grilled hamburger.

Travel results in stories to share with others.

Travel stories are a great way to make connections with others who have had similar experiences. Stories can also help serve as conversation enhancers, as it allows you to bring your first hand knowledge and experience to the table.

While I don’t want every word uttered from your mouth to be something about a vacation, in general I like hearing what others have experienced. We’ve used many of our stories over the years to start or enhance conversations, like…

– the harrowing cab ride I once took in New York City…

– feeding sushi to giant sea turtles on a snorkeling tour in Barbados…

– sledding down the dunes at White Sands National Monument in New Mexico…

– my friend getting stuck in a crevasse while crawling through a cave in Kentucky

chasing bears through the woods of north Georgia…

…and so many more.

Travel serves as a link to history.

Arizona Memorial in HawaiiA textbook or documentary can only do so much to bring history alive. Some places have to be experienced to fully understand the historical impact. Like the education I received when my wife and I took a trip to the Arizona Memorial.

I really didn’t know what to expect. I thought this would probably be just another historical museum trumpeting the greatness and determination of America in the face of adversity. What I found was much different.

For starters, the Arizona Memorial and the accompanying museum are not simply about United States history. They are as much a part of Japanese history as our own. So I was greatly surprised on the day we visited to see about 30% of the tourists with ethnic roots from that country.

When we shuttled across the water to the memorial itself, the atmosphere took on a somber tone. There was silence as you stepped off the boat onto the monument. Men in gray hair alone with their thoughts, leaned on the rail, peering down at the Arizona as she still leaked oil just a few meters below the water’s surface. Quiet weeping could be heard as others surveyed the names of the dead engraved on the wall in the shrine.

It was the most reverent and emotionally charged landmark I’ve been to yet. And even though I had no link in my past to any member who perished on that ship, the visit affected me deeply. I left with a new depth of appreciation for our freedoms and a humbling respect for the many who have given their lives so that I can enjoy said freedom.

Tips to make a travel budget become a reality

You might be thinking, “I don’t have the time or the money to go on a trip.” I agree that both of those are an issue. Here is what we have done as we’ve prepared our travel budget:

1. Be realistic. Know your own resources and time availability. Taking a month off of work to explore New Zealand and Australia may not be financially feasible or wise from a missing work perspective. Only commit to what you can financially afford.

2. Take short trips. A week long vacation may not always be possible depending on your travel budget. There is nothing wrong with a weekend getaway or even a cheap day-trip to squelch the travel bug. You probably have multiple destinations within 6 hours of your home that are worth visiting.

3. Save for the long trips. We try to do one week long vacation each summer. We start saving for that in August of the previous fall. That gives us plenty of time to save the necessary funds to make the vacation spectacular and pay for it in cash. Never go into debt to take a vacation!

4. Plan well in advance to take advantage of deals. We’ve found incredible deals on cruises six to 10 months out of the departure date. Generally the closer you get to the vacation date the more expensive plane flights and other last minute reservations become.

5. Work overtime to earn extra days off. Your work may offer comp time for the extra hours you work. Mrs. Luke1428 takes advantage of this during the busy tax season to earn extra days off. This past year she racked up five full days from just working overtime.

Our lives exist but for a short time. Put the excuses aside, take yourself and the family and go on vacation. Yes, there will be hassles and it’s tiring and you may hear “Let It Go” sang 1,000 times in the minivan. These issues however, will seem minor in comparison to the rewards travel will bring.

Questions: Do you have a travel budget? For what other reasons do you travel? How do you make time for it? Would you rather travel now or wait until retirement? What’s your secret travel budget tip for planning for a vacation? What is your favorite travel destination?

Airplane landing image at Wikimedia Commons

Other images by Luke1428.com

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  1. I couldn’t agree more. Travel is a must, for any budget. The world is a classroom and it has endless lessons to teach us.

    I stumbled upon your post on Twitter a mere few days after returning from Africa. After reading your post, I don’t think I could have expressed more clearly the reasons travel is so important in life. It offers perspective(s) or reminders of these that forever alters the way we view the world and how we view ourselves.

    Thank you for this great post Brian.
    Free to Pursue recently posted…I Was A Teenage Toffee BaronMy Profile

  2. Oh, I’ve seen this St. Maarten experience on You Tube and on an HGTV House Hunters episode. It’s so crazy looking. Would love to see it in person one day!

    Travel is one of the things I love to do for many of the reasons you describe above. Right now I’m churning credit cards to supplement my travel budget.
    Practical Cents recently posted…How to Prepare for Home ImprovementsMy Profile

    • The best part was watching the people get blown down the beach from the air current produced by the turbines when the planes take off. Hilarious! Who would have thought watching people getting pelted with blowing sand would be so much fun?

  3. I sure hope to travel more one day. The tips you offered are good ones, but until I get some debts paid off (the interest rates are HIGH) I won’t be doing much travelling outside of business trips and the occasional trip to see my BFF (she lives about 3.5 hours away).
    Kayla recently posted…Only Get What You NeedMy Profile

  4. The experience you describe at the beginning of this post sounds awesome! I save every month for travel, just to give myself something to look forward to.
    Lisa E. recently posted…Giving to the HomelessMy Profile

  5. And this is why (not really! :P) I’m going to Australia in the spring, despite being poor! lol
    Ms. LoL of lastingonlittle.com recently posted…I am tired of being poorMy Profile

    • Sounds fun…how are you getting the money for that?

      • Saving very, very carefully. And planning very carefully! I’ll be staying with a friend while there, which means no hotel costs and a food budget that won’t be much higher than normal, since I’ll be cooking lots for the two of us. With (hopefully) some rewards miles to bring the cost of the plane ticket down! So it’s just a matter of being very careful and putting pretty much every penny I’ll have saved in 2014 towards it. lol
        Ms. LoL of lastingonlittle.com recently posted…I am tired of being poorMy Profile

        • “…no hotel costs and a food budget that won’t be much higher…” Cool, those are big deals as they are such a huge expense when traveling.

  6. Actually, when I was a child, we are not really used to travel. And not that I have my own family, I’m looking forward to travel even once in a year, it’s good to unwind sometime.
    Kate recently posted…Jet Setter Interview – Athena of According to AthenaMy Profile

    • Once a year is a good goal to start with. You can save months for it and that way have the money to experience something really enjoyable.

  7. That airplane stuff is awesome! Would love to experience that. And I agree. Travel is so much more gratifying than just having a bunch of crap.
    Ben recently posted…Your Finances Simplified With the BASIC LoopMy Profile

  8. Love it! We also budget for travel because it is our family hobby.

    I don’t think I would like having a plane that close to me, though!
    Holly recently posted…What to Do if You Are Morally Opposed to Tipping ServersMy Profile

    • “… having a plane that close to me, though!” It felt a little dicey. The takeoffs were much worse than the landings. I didn’t partake with the other tourists in that part of the adventure. Just filmed it and laughed at them. 🙂

  9. We did mostly driving travel with the kids when they were young. We did 4 round trips to Florida over the years. Many great memories and stories we still talk about today. Change in scene brings about different dynamics too. Not always good, but we learned to roll with the punches.
    debt debs recently posted…I Just Paid Off my Cash Advance Credit CardMy Profile

  10. I love traveling because it is so fun to go to a new place. I love meeting new people, trying new restaurants and visiting new parks, museums, concerts, etc. I think traveling helps me get out of my comfort zone and forget some of the everyday worries and stresses. We finally starting churning credit cards this summer to earn travel rewards.
    Liz recently posted…How to Pack for a Work TripMy Profile

    • “…get out of my comfort zone…” That’s a big one for me. I love being comfortable but sometimes shakeups and challenges are good for us.

  11. My family almost never went on vacation, so I have many, many places in the world I want to see. I’d pick travel over just about any material thing that isn’t an absolute necessity. It’s a wonderful way to make family memories and see how other people live. I also really want to go to that beach and see the planes fly over!
    Kim recently posted…Should I Contribute To A 401k, Roth IRA, Or Health Savings Account?My Profile

    • Well, if you get a chance to go to Maho Beach it’s definitely worth it. We stopped in St. Maarten for a day on a cruise of the southern Caribbean and took a cab to the beach. There is a restaurant that posts all the arrival and departure times for flights. If you go just make sure you leave enough time to get back to the boat…traffic on St. Maarten is pretty bad.

  12. It seems we are writing on related subjects this week. People have to travel. Without seeing the rest of the world people have no idea of the beauty that lies beyond the borders of the USA. I m horrified by the small percentage of Americans that have passports. Without travel to other countries you are to remain ignorant about the world in which you live.
    Brad recently posted…Cut Your Travel CostsMy Profile

    • I understand why people don’t travel. I just think they are missing out. Our lives can be greatly enriched when we get out of our own backyard.

  13. I completely agree, Brian. Traveling is a big part of our budget because we love to travel. We, however, don’t take vacations on credit, well maybe to get the rewards, but we pay off the credit card at the end of the month.

    We probably take too many vacations, but we feel like we’re saving enough. I guess we could save more.
    Aldo recently posted…7 Tricks Supermarkets Use To Get You To Spend MoreMy Profile

    • “…too many vacations…” There does have to be a balance between enjoying the moment and planning for the future. That’s going to vary depending on one’s income and goals. To me, investing for the future would be a bigger priority. I wouldn’t neglect the future to go on vacation after vacation in the present.

  14. i absolutely agree!! even when we were broke and paying off debt, I would work ona side hustle to afford travel. WE managed by squeezing every penny and traveling as cheaply as we could. it’s just the one thing in life i’m not willing to give up
    Newlyweds on a Budget recently posted…I Need a Cheaper Cell Phone PlanMy Profile

  15. Travel is important – so many great points here! We are putting some of our bigger trips on hold for now, but we’re not cutting out travel completely. We are planning some camping weekends and day trips over the next few months so we can still travel without blowing our budget.
    Autumn recently posted…5 Financial Lessons to be Learned from MonopolyMy Profile

  16. I am in 100% agreement, Brian! Travel is a line-item in our budget. 🙂 Chris and I love traveling and I am so happy the girls enjoy it too. For us, the experiences and memories are invaluable. It really does give you some much-needed perspective. I also agree that you don’t need to go into debt to travel well either, but you do need to plan and save, which isn’t painful when you’re saving for something you love.
    Shannon recently posted…How to Get Your Financial Affairs in Order and Protect Your Family When You Are GoneMy Profile

  17. Great post! I love traveling, and I’m glad Wes enjoys it as well. We plan on doing a lot of road trips in the United States over the next few years. I cannot wait!

  18. I think travel should be a huge priority in one’s life to whatever extent they can afford it. It really just opens your eyes to the rest of the world. So many of my best memories (and some funny/crazy) stories came from traveling, and don’t regret one single place I went to (well maybe Russia, but that was a work trip). I’ve sacrificed a lot of shorter trips this year (like fincon) so that I can make it to croatia next year. Right now I’m just gathering as many points on my cc as possible. BTW, I live right next to LAX and I still love seeing the airplanes take off and land.
    Tonya recently posted…How The Tough Get GoingMy Profile

  19. I always tell people I don’t own a fancy car or own a boat, I didn’t buy any toys like a jet ski or 4 wheeler, what we do instead is travel and it’s for all the reasons you mentioned, travel is fun!
    Even Steven recently posted…I make $0 writing about my Personal Finance LifeMy Profile

  20. Travel is an important component of our financial plan and our financial freedom plans. I would much rather live in a small rented apartment and travel then have a massive house and financial burden. We have been budgeting travel with our son to correspond with what he is learning in school. We love the idea of enhancing what he has learned in school with a real life education. Recently he watched an episode of Nova around sharks in Cape Cod (because we knew we were going there this summer) and we were able to take him to the places mentioned in the show and he was excited about the fishing expedition in the hopes of finding a great white. We did not, but we found lots of whales, which led to us watching a whale documentary on Amazon Prime when we got home.
    Shannon recently posted…Music Mondays I Knew You Were TroubleMy Profile

  21. I’m in total agreement with you here! We prioritize travel in our budget and in our lives. It’s our favorite way to spend time together and is something we see as a value-added expense. We’d rather go to Europe every few years than eat out at restaurants for example. Thank you for sharing this!
    Mrs. Frugalwoods recently posted…Behind the Scenes of a Happy Frugal MarriageMy Profile

  22. Maybe I am a bit different than everyone else commenting, but I really have barely been out of the Country once, a car ride with my Aunt and Uncle into Canada when visiting them in a Detroit suburb when I was little. It was a bit exciting, but for that little drive I didn’t notice any real cultural difference other than a different currency being taken at the convenience store. But really, my parents, and my wife’s parents, did not have the means to do long distance travel and that is what we are accustomed to.

    That said I do want to travel more and experience more, but I do also lack the burning desire probably because I haven’t experienced travel in the degree that others have.
    Kipp recently posted…Frankly Frugal Finance: Weekender Edition #6My Profile

    • My family took vacations growing up but for the most part they were nearby and relatively low key (but way fun…we went camping a lot). I think the furthest we ever traveled for a vacation was to upstate New York (from Ohio). I didn’t really start traveling extensively until my wife and I were married. Her mom lived in New Jersey and dad and grandmother in south Florida. Try triangulating a Georgia to Ohio to New Jersey to Florida over Christmas break some time. That was an adventure we did only once.
      Brian recently posted…How Shopping for Shoes Changed My Financial LifeMy Profile

  23. We travel for many of the same reasons Brian. Both my wife and I had the privilege of traveling with our parents and are committed to doing the same with our kids. There is just so much to see in the world and so much history/culture to experience that it only makes sense to do so. We churn cards, but we also actively set aside money each month to fund our traveling. It’s one of the things we have a bucket for as it helps us align it towards a goal we can work together as a family to reach.
    John recently posted…Ah! The Spoils of Credit Card UsageMy Profile

  24. Making travel a priority is an excellent way to ensure family memories and bonding. I think the key is to scale it to your personal budget. If you can only travel a few hours away for two nights, that is better than nothing and the kids will still find it fun and memorable.
    Natalie recently posted…Positive Money AffirmationsMy Profile

  25. I am addicted to travel and can’t get enough of it. I feel energized, amazed, and so happy when I discover new places. I get to meet new people, challenge myself and grow. I also discover that everyone (basically) wants the same things that I do: security, family/friends, travel, education, safety. We have more in common than we realize.
    Michelle recently posted…The American Homeless Problem-DenverMy Profile

  26. Brian, travel let our family relationship become more intact and close. It’s like we enjoy seeing our kids playing in the beach and widening their eyes when they see something spectacular. Those moments are priceless and something to cherish for the rest of our lives.
    Jayson recently posted…Monster Piggy Bank Turns 2!My Profile

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