Hope for your financial life and beyond

Is Your Perspective On Life Limiting You?

Enjoy this guest post from Don who writes for Breath of Optimism, a personal development site that helps readers to be the best person they can be in this life.

How do you see things in life?  Through a glass half empty or a glass half full? If you are one that tends to see the negative side of things, I urge you to change your ways as your perspective can be limiting you in life. Maybe you aren’t where you thought you would be because of how you view things. If you could change your perspective, you could see a great change in your life.

Every Situation Has Two Sides

In life, we tend to only focus on one side of the coin, either the positive side or the negative side. For whatever reason, most of us are wired to look at the negative. As such, we go through life always focusing on the negatives, finding fault in everything.

When we view life in the negative, we have added worry, stress and unhappiness in our life. But when we view life in the positive, we have little to no worries and we live each day to its fullest.

For me, I’ve been someone that tends to look at the bright side of life. I can remember a big decision I had to make at a young age that illustrates this perfectly.

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3 Principles from the Bible that Will Help You Build Wealth

The following is a guest post from ESI who blogs at ESI Money. He’s a 50-something early retiree who has amassed a multi-million dollar net worth by following three simple steps to build wealth — earning, saving, and investing (ESI).

As most Christians know, the Bible has a wealth of information and advice about handling money and the ability to build wealth. The book of Proverbs alone provides enough guidance to fill many personal finance books.

build wealthOf course the Bible doesn’t focus on becoming wealthy for wealth’s sake, but to bless others. That said, if you apply the principles in the Bible, you can’t help but become wealthy.

Over the past 25 years I have applied three simple steps to become wealthy. At the same time, my knowledge of what the Bible says about money has grown. Somewhere along the way I realized that my actions mirrored what was in Scripture. And even better, as I changed my actions to better reflect the Bible’s teachings on money, I prospered even more.

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Operation Christmas Child: Changing Lives One Shoebox at a Time

I believe the Bible when it says, He who has a generous eye will be blessed, for he gives of his bread to the poor”  (Proverbs 22:9). There are spiritual and emotional blessings that come when we give to others, especially those in challenging life situations. And this time of year I can think of nothing better to give to than Operation Christmas Child. 

operation christmas childCan you imagine living in a world with no Christmas? What does that look like?

There are no kids eager to wake you up at 7:00 a.m…no smiles when a gift is received…no feelings of being special…no thoughts that someone cares for you.

What an unattractive and dismal scenario. Sadly, millions of children all over the world experience a Christmas just like this.  Their Christmas is bitter, meaningless and without hope.

That’s where Operation Christmas Child steps in. But they are only able to do so with your help. Here is how.

Operation Christmas Child Shoebox Program

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7 Positive Lessons from Job’s Friends on Helping Hurting People

Ever felt like you had no clue how to help someone who was hurting? It doesn’t matter if the pain is physical, emotional or spiritual. Too often we simply freeze, not really knowing how to best help our friends in need.

Should I give them advice? Try to cheer them up? Give them a hug? Offer to help them in some way? Who really knows, right? It’s simply hard to know the appropriate way to respond so as not to hurt or offend them further.

job's friendsThe Bible records a story for us about a man named Job (pronounced “jobe”) who felt some of the deepest emotional pain one could experience. In his time of pain, three of his friends came to be with him. The initial steps they took serve as an example to us all on how to respond when one of our friends is hurting.

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Some Say There Is No God. What If They Are Wrong?

I recently published an article highlighting some short Bible verses that hold tremendous meaning. For a couple of weeks, I promoted that post on Facebook. The article was well received, generating over 1.3k likes. But of course, as Facebook goes there are always dissenters. I had some fairly interesting comments posted on my page from people asserting that there is no God.

there is no godI don’t mind. I’m used to that kind of stuff.

I’ve always been fascinated by people who claim there is no God. Questioning whether there is a God is one thing. At least that person is thinking it through. But to deny the possibility altogether seems unimaginative.

I had a professor in grad school who fit this description. He thought we Christians in the class were shallow and narrow-minded. He scoffed at our belief that there is one God who oversees the entire universe. To him, we needed to open our minds and embrace other philosophical and scientific realities.

I always found that ironic. He chastised our singular vision and wanted us to be more open. Yet he himself was never open to the possibility that we might be right.

Which brings me to ask this question to anyone reading this right now:

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3 Reasons Kids Should Watch Every Moment of Olympic Coverage

Today my kids will drag themselves out of bed and head back to school. Unfortunately, our back to school season is clashing with another major world event happening right now – the 2016 Olympics in Rio de Janeiro. So there will be no more 10-hour, lying on the couch veg-out sessions, flipping back and forth to the many channels of Olympic coverage.

I have to admit I love the summer Olympics. I can do without the opening and closing ceremonies, which I know many people love. But I’ll take anything and everything else that happens. The Olympics are a sports enthusiasts dream.

My love affair with the Olympics started in 1984 when they were hosted by Los Angeles. I was 11 years old and still remember being in awe of the athletic performances. If you are under the age of 25 and have never heard of Carl Lewis, Edwin Moses, Mary Lou Retton, Greg Louganis or the Zola Budd collision you need to spend some time on YouTube. Great athletes with great performances in a great atmosphere.

Now I’m raising four kids who are growing up in an age where there is a greater variety of Olympic events and they have greater access to them. There weren’t 7 stations broadcasting the competitions in those days. And we certainly didn’t have streaming options via computer or mobile phone app.

So far my kids are eating this up. There have only been a few days of Olympic coverage but they are fixed in the TV room, cheering the USA on at every turn. I’m usually one to limit TV and computer viewing because I don’t think it’s healthy for kids to be looking at a screen all day.

But here is why until the Olympics are over I’ll be stretching the viewing limits and bedtimes a little farther even with school being in session.

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Here Are the Top 9 Bible Verses for Teens to Know

Hidden Nuggets Series #105 – Bible Verses for Teens to Know

It’s challenging being a teen in today’s world. I should know – I have two of my own living in the house. Teens today face so many personal struggles and so many difficult life situations that they often feel a sense of hopelessness and confusion. Not to mention the daily bombardment of temptations that lure them in the wrong direction. It’s no wonder so many teens throw up their hands in despair and say, “Why even try?”

bible verses for teensThe good news I share on a regular basis with my own kids and with the youth group I pastor is that God doesn’t want teens to feel that way. God wants them to feel strong. They can be filled with hope and be optimistic about the future. He wants them to be filled with hope and to be optimistic about the future. And the only way they can be that way is to embrace the Word of God and find what they need for life within the pages of the Bible.

The challenge for teens though is knowing where to start. The Bible is a big book. Does God have specific Bible verses for teens to help with something they are facing?

I believe He does.

There are many verses that could be applicable for teens. I’ve boiled it down to 9 to keep it short and simple and to touch on issues I know teens are going through. The great thing is these Bible verses for teens are short and easy to memorize. That will help them have an arsenal of verses to focus on as they go through the challenges of life.

Valuable Bible Verses for Teens

If you are a teen and are looking for some help within the pages of the Bible, start with these 9 verses:

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Living Through Tragedy When There Are No Answers

I find myself again writing the most difficult of posts. Three years ago it was about one of my high school students who chose to take her own life. This time tragedy struck in our church youth group as on Tuesday we lost a 16-year old girl to the most unlikely of things for someone so young – cardiac arrest.

Her name was Elizabeth and she was a sweet, sweet girl. She was so pleasant to be around. Smiles adorned her face at every turn. And such a committed follower of Jesus.

So young…so healthy…so just getting started on life.

And then she was gone in a heartbeat.

You can read the account as shared by her mother on her Facebook page. As a parent it will make you want to hold your kids tight and cherish the moment. I sure did when my wife and I returned from the hospital.

The toughest part about being with the family at the hospital and helping them work through the funeral arrangements this week was that there are no answers. There are no answers to the “Why did this happen?” question. There are no answers to the “What happened (physically)?” question. There are no answers really at all to how this happened to a perfectly healthy young girl.

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What Should I Do For My Birthday Today?

Birthdays come but once a year. Today just so happens to be mine. And with it comes the obligatory question, What should I do for my birthday?

Some birthdays seem bigger than others. When I was a child, my birthday ranked right behind Christmas as the most important day of the year. I’d look forward to March 7th each and every year because it meant parties and cake and presents. I mean, what child doesn’t like to have those things on Christmas or their birthday or on any given day of the year?

what should i do for my birthdayNow, at 43, there is not so much gifting. There are fewer parties. Sometimes there is cake or perhaps a night out – if a babysitter can be found. More than likely though, the kids just come along on said night out.

The decade birthdays draw a bit more attention like when I turned 40. But for the most part I’m finding birthdays in middle age pass quietly without much fanfare.

And I’m OK with that.

A few months ago I spent some time with my grandfather, just a few weeks before his 102nd birthday. As we sat down to dinner one night, the conversation turned to a discussion about things that had occurred during the last year that we were thankful for. I’ll never forget his response when it came time for him to answer.

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Encouraging Bible Verses for the Dark Times of Life (Joshua 1:9)

Hidden Nuggets Series #103 – 35 Encouraging Bible Verses

Let’s face it…we’ve all had some dark times in life. Times when we felt like not going on. Instances when we felt like all hope was lost. Periods of life when we hurt. Times that didn’t make sense.

encouraging Bible versesThere is no question we need to be lifted up during those difficult times. But often we don’t know where to turn. Even those close to us like friends and family may not be able to help in the way we need.

Fortunately, there is One to whom we can always turn. God, through His words, has given us many encouraging Bible verses to which we can look and draw hope and comfort. They can inspire us even in the midst of life’s turmoil.

One of the best books to turn to for encouraging Bible verses is Psalms. King David wrote a good portion of that book and evidently he really needed some encouragement. He was routinely calling out to God to give him help, strength and joy in the midst of life’s trials.

Like this one from Psalm 84:11, which happens to be one of my favorites I wrote about,

“For the Lord God is a sun and a shield; the Lord will give grace and glory, no good thing will He withhold from those who walk uprightly.”

Being your light and your protector through the tough times is just a taste of what God has to offer you. There are many more encouraging Bible verses to lift you up. I offer a few of them to you now.

Encouraging Bible Verses

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Should I Cosign? Here Is the Truth About What God Says

Hidden Nuggets Series #102: “Do not be one of those who shakes hands in a pledge, one of those who is surety [ cosign ] for debts.” – Proverbs 22:26

If you’ve ever had a situation where a friend or family member asked you to cosign a loan you know it’s a tough spot to be in. On the one hand you want to help. But the idea of being responsible for someone’s debt has you a little squeamish.

cosignSay “No” and it seems like you don’t care.

Say “Yes” and you are opening yourself up to financial risk.

Maybe as you thought think about what to do, you should have considered asking this question: “What does God have to say about it? Would He want me to cosign for this loan?” It may never have occurred to you to seek advice from a higher power.

The truth is God talks a lot about money in the Bible. He even has advice about cosigning which really surprised me when I found it. For anyone, but especially people of faith, His advice is worth listening to.

God’s Advice on Whether to Cosign

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