Welcome to the Luke1428 community!
My name is Brian Fourman and the awesome people you see standing with me are the other members of my family.
I started Luke1428 in July of 2012. For most of my adult life I thought I had no money related issues and was doing things the right way. Looking back now, I was a spend-a-holic who was abusing credit cards and going into debt each month. My wife and I spent more than we were making and this caused considerable tension each month when the bills came due.
In 2009, my worldview about money changed when I read Financial Peace Revisited by Dave Ramsey. I went on to teach his Financial Peace University class at my church and became determined to follow the Baby Steps process. This started the change in my financial life but something else pushed me further.
That something was a spiritual conviction I felt shortly thereafter. My faith is very important to me and through reading the Bible I became convinced I was not being a wise steward of the resources God had given me. It was through that re-commitment that I found the discipline to control my spending habits.
So, on this site you will find my Hidden Nuggets Series where I explore personal finance from a spiritual angle. Or you may stumble across the hundreds of verses I found in the Bible that have a money related theme.
But the site is much more than that. Here you will find very practical, useful information designed to lead, challenge and encourage you on the road to financial freedom.
What’s my niche in the personal finance blogosphere?
My strengths are in making people think, offering hope for those discouraged and motivating people to make lasting change. I believe anyone can succeed as long as they develop a winning plan and stick to it with intense focus and discipline.
That’s why I’ll spend a lot of my time here focused on the day-to-day activities that make personal finance work. I love budgets, staying out of debt, investing for the future and giving to those around me. My goal is to provide you value with each post, a vision that I laid out in my Value Proposition.
If you love social networking you can find me on Twitter, Facebook or Google+.
Popular Posts
Want to know where to start reading? Below are some of the most read and commented upon posts on my site. Or if you are really daring you can start from the beginning and read all the way through.
Thanks again for following my work. I look forward to interacting with you in the comments.
A Beginner’s Guide to Home Remodeling Costs
How Long Do Common Household Items Last?
Confessing a Real Stupid Money Mistake
How Much We Pay Our Kids For Chores
20 Flexible Part Time Jobs For College Students
Why I’m Quitting My Job to Be a Stay at Home Dad
7 Unfortunate Reasons People Spew Hatred at Dave Ramsey
Interview With a Centenarian: At 100 My Grandfather Reflects on Life, Faith and Finding Purpose
How to Enjoy a Life of Guilt Free Spending
Why I’m So Excited to Spend Money On Cable TV Again
Why Travel Should Be a Must For Any Budget
A 15-Yr. Old Life Should Never End This Tragically
My 8 Step Method for Writing a Blog Post
Our Nightmare on Rental Street: Evicting a Tenant
10 Reasons People Don’t Tweet Your Post
Investing Made Easy (Part III): Where Should I Put My Money
“I’m Rich!” - How to Handle a Lump Sum of Money
Be Intentional: How to Develop a Giving Plan
4 Reasons Why We Paid Off Our Mortgage Early
The Biggest Home Security Issue Everyone Is Missing
Disclosure of Material Connection: Some of the links in the post above are “affiliate links.” This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally or believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”






Thank you so much for your inspiring and thought-provoking posts! I just googled: Does God want me to go to college?, half-joking, but half-serious. I’m 16, and the question of an 80k college is pretty huge. Needless to say, your post on how to discover what God may think about college has helped me so much!
Cool Skye! I thought some high school students may be asking that question. It’s awesome you are thinking about this kind of stuff at 16. The biggest thing you can do is to keep praying about it. God will give you wisdom to make the right decision. If you are interested check out this post about making good decisions: http://luke1428.com/how-to-make-a-good-decision-every-time/
Brian recently posted…One Simple Truth About Money You Need to Understand