Hope for your financial life and beyond

The Boy vs. the Blog - Exercises in Giving

Hidden Nugget Series #9 - “And whoever gives one of these little ones only a cup of cold water in the name of a disciple, assuredly, I say to you, he shall by no means lose his reward.” Matthew 10:42

800px-Football_on_groundToo often my thoughts degenerate into believing that only quantity has value. In other words, I mistakenly believe that when giving, it needs to be done in great amounts. While there are times and places to give generously, perhaps even exorbitantly, I’m convinced that isn’t the norm.

Last week I’m seated one evening at our downstairs computer pounding out another Luke1428 blog post. I’m on a roll as each sentence is coming quickly. (Oh if it were only this easy to write every blog post.) Then half-way through my glorious blog-writing experience, disaster struck.

My 10-year old son peeks around the corner and asks me to throw the football with him.

Ugh. Major cognitive dilemma.

Do I go play with him and risk losing my train of thought? (It’s incredible frustrating to have a writing groove interrupted.) Or do I simply tell him “Sorry bud, daddy is working and can’t play right now?”

What would you do?

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Attachment: The Giving Killer

Exodus 22:29 - ”You shall not delay to offer the first of your ripe produce and your juices…”

1993 JeterMy baseball cards are pretty special to me. My first ones were collected in the early 1980s as rewards after our Little League games. Our coach would give us each a dollar to use at the concession stand when we won. I always purchased a small Barq’s cream soda and two packs of baseball cards. The trip home from the ball field was spent shuffling through the cards to locate my favorite Cincinnati Reds players, all the while chomping on the stale gum from the card packs.

That began a favorite hobby of mine that has continued off and on to this day as I’ve amassed around 12,000 cards. If you came to my house though, you would never know it because for the last 10 years 98% of them have been boxed away in the basement, tucked neatly into baseball card pages and three-ring binders. The other 2% are in the fire safe box, also basically locked away from view.

Every so often, I think about selling the cards, thus ridding myself of the torture of always moving the boxes when they are in the way. Something holds me back though.

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Would it Make You Sad to Give Away Your Possessions?

BMW

It’s a tough question to answer, isn’t it? My mind immediately goes to the question “How much stuff am I being asked to give away?” I could easily part with many things in my house and not feel any pain.

But what if I was being asked to give away the entire house? Or my cars? Or sell all my investments and give the proceeds away? Oy, that’s enough…I’m starting to get woozy.

I can think of only one instance where this might occur…

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Ways We Lie About Money

Have you ever told a little white lie about money? What might a “money-lie” look like? Here are some examples I could think of:

*Exaggerating your net worth or monthly income on a blog post.

Woman Quiet

Photo courtesy of FreeDigitalPhotos.net

*Saying you got a better deal on an item than you really did.

*Telling someone who asked for money that you didn’t have any with you to give (ashamed to say I’m guilty here).

*Pretending you gave more to a cause than you actually did.

*Hiding or covering up your spending habits. (Guilty here as well and I’ve even written a post about it).

*Failing to report income earned in cash on your tax forms.

Why are we so apt to distort the truth? I think the core of the issue revolves around three main principles:

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Give It Away Now

Chili PeppersI’ve been on a series of articles lately about the reasons we need to focus on saving money. I’ve dealt with everything from saving for emergencies, to saving for purchases, to saving for the children’s college and our own personal retirement.

I’m concluding this series today by proposing something that may seem radical. When I tell you this final reason why I believe we should save money, it’s going to seem contradictory and you may think I’m crazy. But I think the continual practice of this does more to enhance our lives than all the millions of dollars we could possibly accumulate.

To quote Anthony Kiedis of the Red Hot Chili Peppers, we need to save money so that we can “Give it away now.”

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New Year’s Goal #2: Give Like Never Before

Give to charity - FDP CreditHave you ever taken a moment to evaluate and reflect on how you organize your monthly budget? What line items find their way to the top of the column? Mortgage…food…car loan…clothing…pet food…Netflix subscription? What tends to get left over and pushed to the bottom?

I believe our budgets give us an indication of what we value most in life. We put the have-to-happen items at the top and the things-you-could-do-without-if-you-had-to items at the bottom. Makes sense. I mean, after all, we have to prioritize.

Everyone’s priorities are different and there is nothing wrong with that because our individual situations are unique. However, there is one priority we could probably give more attention to, and in 2013, I want to make it a goal. I want to give like never before.

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How to Get the Most Out of Christmas

I know stores already have decorations on display, but for me, Saturday, December 1st will officially begin the start of the 2012 Christmas season. In the next 25 days, we will attempt to cram more into each 24-hour day than is usually desirable. For me, the annual cramming revolves around two specific lists - my December “To Do List” and my December “Present Wish List.”

The “To Do List” for December is very important for me because as a teacher I receive a two-week vacation as school is out of session for Christmas break. (Not really a vacation because I take care of our four kids.) This gives me a greatly needed window of time to catch up on tasks at home. “Yes dear, I am putting that storm door up soon.”

The “Present Wish List” is all about what I would like to receive on Christmas day during our annual gift exchange.

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