Hope for your financial life and beyond

The 3 Main Advantages of a Debit Card

advantages of a debit card

Are there advantages of a debit card that makes them better than using a credit card?

Debate rages sometimes in the personal finance world over which one of these payment options is better. I see how both can be used responsibly to assist people with their money management. The key word in that last sentence though was “responsibly.” Of these two options, credit cards by far have the most potential for abuse.

Advantages of a Debit Card

Banks and other financial institutions issue debit cards as a way for customers to access their accounts to pay for goods and services. The card links to your checking account at the bank. When you swipe it at a business, the amount of the transaction is withdrawn from your account to pay the merchant.

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Secret Advice For Teenagers Who Love to Spend Money

secret advice

You know who you are - teenager who loves to spend money like it’s going out of style. You spend money faster than it takes a Snapchat to disappear. Money comes into your hand one minute and flows out like water the next. And you like it that … [Continue reading]

8 Bible Verses About God’s Love You Should Never Forget

Ever wonder where our capacity to love actually comes from? It’s pretty clear that our ability to love is something that was given to us by God. In fact, the Bible verses about God's love that I read tell me He is Himself the essence of love and has … [Continue reading]

The Secret Step to Contentment (Philippians 4:11-12)

On Contentment - “Not that I speak in regard to need, for I have learned in whatever state I am, to be content: I know how to be abased, and I know how to abound. Everywhere and in all things I have learned both to be full and to be hungry, both to … [Continue reading]

What to Invest in When You are Scared to Invest

There are times when the stock market causes real fear for investors. It’s scary to see the markets and your portfolio value go down day after day. This is especially true for those closer to retirement. At times like that, it’s hard to know what to … [Continue reading]

How to Push Through the Scary Questions at the Start

Do you want to finish what you start this year? Maybe you have made a New Year's resolution and aren't confident you can do it. Or maybe there are simply so many unanswered questions and doubts in front of you it's becoming overwhelming. Finishing … [Continue reading]

How to Get the Most Out of Christmas

Weeks ago, at the beginning of November, stores already had Christmas decorations on display. I know those stores are just trying to get the most out of Christmas season. But it's too early at that point for me to think about Christmas. For me, … [Continue reading]

15 Bible Verses to Remind Us to Be Thankful

in all things give thanks

Hidden Nuggets Series #65 - Thankful Bible Verses - “Oh, give thanks to the Lord, for He is good! For his mercy endures forever.” - I Chronicles 16:34 I have a confession to make - I often forget how many things I have to be thankful for. It’s … [Continue reading]

Thank You, For One Million Page Views at Luke1428.com

Rarely do I draw attention to the metrics of this blog. In fact, I’m not sure I’ve ever done it like this (and probably never will again). But I have fun moment that I couldn’t shy away from. Yesterday, some unknown user found their way to my site … [Continue reading]

6 Signs You Are Living Above Your Means

Let's face it. We live in a fast paced, consumer friendly, debt-driven society. Spending money has never been easier. That might be why more than 60% of Americans deal with credit card debt on a daily basis. Access to credit has never been more … [Continue reading]

What I’d Tell My 20-Year Old Self about Financial Freedom

Enjoy this guest post today from blogger and website owner Joseph Hogue as he shares his ideas about financial freedom. The best lessons come from our experiences even if sometimes it’s our biggest mistakes. I’ve made more than a few mistakes in … [Continue reading]