Hope for your financial life and beyond

5 Practical Ways to Save Money When Renting an Apartment

Renting an apartment can be quite a challenge. Whether you are moving out of the house for the first time, trying to cut housing expenses, or simply looking for a short-term housing option, there are many things to consider. Perhaps front and center of all the considerations is price point. How will you fit the apartment expense into your monthly budget?

renting an apartmentLiving on a budget while renting an apartment requires planning and dedication. From drafting the monthly spending plan to minimizing your expenses, there are many details to finalize if you want to save money. 

However, with careful planning and a touch of financial savviness, you can save money without sacrificing your lifestyle. To help you with that, here are 5 practical tips that will help you save money when renting an apartment. 

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15 Bible Verses About Helping the Poor You Need to Know

bible verses about helping the poor

“…For the poor will never cease from the land…” - Deuteronomy 15:11. This is one of many Bible verses about helping the poor, a major theme within the Bible. Jesus famously said in Matthew 22:39, "You shall love your neighbor as yourself." This … [Continue reading]

Money Flow: 8 Tips for Getting Paid Faster as a Freelancer

freelancer

Have you ever thought about becoming a freelancer? I was for a time, writing blog posts and articles for various websites. I really enjoyed it and and it was quite beneficial.  When you’re just starting out as a freelancer or you’re in business by … [Continue reading]

Give Money and It Shall Be Given Unto You? (Luke 6:38)

give and it shall be given unto you

“Give and it shall be given unto you; good measure, pressed down, and shaken together, and running over, shall men give into your bosom. For with the same measure that ye mete withal it shall be measured to you again.” - Luke 6:38 I’ve spent a lot … [Continue reading]

Interview with a Centenarian: At 100, My Grandfather Reflects on Life, Faith and Finding Purpose

A 100-yr. old grandfather preaching in church on his birthday

Oh, to be a centenarian - 100 years of living. It's simply amazing! Most of us would settle for 80% of that. It's hard to fathom the changes and life events someone born in 1914 has experienced. What will you be up to at 100 years of age? My … [Continue reading]

The Most Important Reason You Do Not Worry About Tomorrow

do not worry about tomorrow

You’ve probably heard it said at some point, “Hey, do not worry about tomorrow. Focus on today and let the future take care of itself.” That’s not bad advice really. The older I get the more I’m realizing why. We all have things that affect our … [Continue reading]

How to Make a Zero Based Budget in 3 Easy Steps

One task that may not be apparent to first time budgeters is to create a zero based budget. My wife and I had tried to make a monthly budget before but for one reason or another, our budgets never seemed to work. Putting this step in place helped us … [Continue reading]

Sinking Fund: The Best Way to Save Money for Christmas Gifts (or anything)

sinking fund

Do you hate Christmas shopping? About ten years ago, that was my wife and I. It took enormous amounts of time and energy. But more than that, it played havoc on our monthly budget. In December, we'd have to come up with money for Christmas gifts out … [Continue reading]

How to Be Sure Children Should Get Your Inheritance Money

inheritance

The question comes at some point in everyone's life - "Who will I leave my inheritance too?" If you are in your 20s, the thought probably hasn't crossed your mind yet. But it's most definitely been thought of by people in their 40s, 50s and beyond, … [Continue reading]

12 Short Bible Verses that Pack a Powerful Message

short bible verses

There is no doubt about it - the Bible is a big book. Within its pages you will find over 31,000 verses that teach, guide, warn and encourage. It's so long, many people embark on a long journey to read the Bible in a year. And while all the verses … [Continue reading]

2020 Goals That Will Make This the Best Decade Ever 

2020 goals

Boom! Just like that, it's over. In a few days we are set to close out a whole decade and begin a new one. By some accounts, we just experienced the best decade ever. Could bigger and better be yet to come? I believe so. But that bigger and better … [Continue reading]