Hope for your financial life and beyond

Learning to Love the Unlovable and Your Enemies (Luke 6:35)

love your enemies

“But love your enemies, do good, and lend hoping for nothing in return; and your reward will be great…” - Luke 6:35 I can easily love my wife. She is precious to me. So are my kids. They have no problem getting and receiving my love. Others who … [Continue reading]

Consider the Ant in Your Definition of Work Ethic (Proverbs 6:6)

consider the ant

“Go to the ant, you sluggard! Consider her ways and be wise.” That verse from Proverbs 6:6 contains an odd word we rarely use today - sluggard. The first thing I think of when hearing that word are creeping, slimy slugs. So sticky and definitely no … [Continue reading]

How to Determine If People Really Want Help With Money

help with money

I have been interested in personal finance for quite some time now and love to help with money. I could teach the subject and dish out solid advice for hours. In fact, that's what I do at my full-time job as high school economics and personal finance … [Continue reading]

Buyer Beware: Renting a Car With a Debit Card

renting a car with a debit card

For a significant portion of our adult life, my wife and I chose to live without the use of a credit card. 99% of the time we had no issues when it came to making purchases. We would simply use our debit card or pay with cash when making a … [Continue reading]

How to Resolve the What Career Should I Have Dilemma

Have you ever asked the question, What career should I have?  If so, you know the answer isn't that obvious. Coming to a decision about what career bests fits you can be quite a dilemma, no matter if you are right out of high school or in your … [Continue reading]

Encouraging Bible Verses for the Dark Times of Life

encouraging bible verses

We’ve all had some dark times in life. Times when we felt like not going on. Times that hurt, that didn’t make sense and when all hope was lost. And when these occur, turning to God and reading some encouraging Bible verses can help. There is no … [Continue reading]

Personal Finance Items You Must Evaluate Once a Year

When was the last time you took inventory of your personal finances? It's so easy to get things set in place and then just ignore them. Who really wants to continually review all the facets of personal finance anyway? It takes so much time. Well, … [Continue reading]

Living is Worth the Risk – So Choose to Live!

worth the risk

Ugh…Wow! That’s the basic starting point for describing 2020 to most people. A year that FDR might say will live in infamy. If you would have told me in December of 2019 that for most of the next year we’d debate whether leaving our homes or not was … [Continue reading]

If You Have Never Read the Christmas Story

away in a manger

Many believe in the important of Christmas traditions. Christmas traditions create strong emotional connections between people or events. They build lasting memories that are remembered with fondness. One tradition we started with our kids was to … [Continue reading]

Count the Cost: The Secret Step for Success at Anything (Luke 14:28)

count the cost

Would you like to have success at anything you do? Of course would. So would I. Nobody sets out with the intention to fail. However, many times we do fail and it’s often because we refused to count the cost ahead of time. What do I mean by count … [Continue reading]

Should I Save For Retirement or the Kid’s College First?

save for retirement

I’m a very linear person. My default mode is to move in a chronological order, doing things step by step according to a predetermined plan. So it's confusing when trying to decide whether to save for retirement first or our kid’s college. On the … [Continue reading]