Hope for your financial life and beyond

Your Best Investment Ever Won’t Be In The Stock Market

best investment

What is the best investment you've ever made? Historical analysis suggests an investor in the U.S. stock market can reasonably count on an average annual return of 8-10%. There will be good years and bad to live through, but that's a pretty good … [Continue reading]

7 Tips on How to Handle a Teenager’s Car Accident

car accident

Calls in the middle of the night are never good. Neither is the one when you say “Hello” and your teenager is crying on the other end. Your heart immediately drops because you know they are hurting. That’s the phone call I received recently when my … [Continue reading]

6 Special Reasons Why I Love Having a Travel Budget

Corsair Airbus plan landing on Maho Beach

I love having a travel budget! For my wife and I it was a priority from the beginning of our marriage. We both went on family vacations growing up and wanted to carry on that tradition with our kids. And never was that ideal more driven home than on … [Continue reading]

How to Turn a Hobby Into a Career

Ever want to turn a hobby into a career? Maria Cannon at HobbyJr.org did just that with her love of quilting. Now she is trying to help others do the same. In today's guest post she shares some practical tips that can help you get started. Many … [Continue reading]

A Spring Cleaning To-Do List For Your Finances

Do you love spring cleaning? I used to think that I loved to clean. Now that I've had some more time around the house as a stay at home dad, I realize I don't love the process of cleaning. It's something else. What I actually love are the results … [Continue reading]

10 Tidbits of Financial Wisdom on My 45th Birthday

Forty-five. That’s the age I turn today - March 7, 2018. A lot has changed in our world since 1973. Almost every area of life I can think of has made advancements. Mostly these have been for the good of society and have ushered in new eras for … [Continue reading]

Refinance Your Mortgage Now While Rates Are Still Historically Low

A home purchase is one of the most exciting and expensive financial transactions a person will make. Because homes cost so much, most people choose to buy one by getting a mortgage. They borrow money from a lender at an agreed upon interest rate for … [Continue reading]

Choosing the Right College Starts by Answering These Questions

choosing a college

Choosing a college at 18 years of age presents a daunting challenge. For most high school students, the decision represents the most difficult one they’ve ever made. With so many choices, it’s easy to lose a few hours of sleep trying to sort it all … [Continue reading]

How to Price Your eBook

Have you ever thought of writing an eBook? I've toyed with the idea recently. After all these years, I've got a lot of content on this site to draw from. An eBook is an electronic version of your writing, thus giving you the option to avoid … [Continue reading]

How to Make a Will and Protect Those You Love

Today I’m going to talk about a personal finance related topic that many people ignore – how to make a will. In fact, this topic is more avoided than you think. A recent survey at Caring.com showed that only 42% of Americans have estate planning … [Continue reading]

Emergency Fund Basics: The Step On Which All Other Success Is Built

emergency fund

If you are just getting started with the “getting-my-financial-act-together” bit, you might not know where to begin. Have I got good news for you. It's time to cut through all the clutter and for you to realize one important truth. The first step to … [Continue reading]