Hope for your financial life and beyond

How Much Should You Save for Retirement?

Retirement is something every working person needs to think about, no matter how young they are. The simple reality is that, at some point in your life, you are going to have no income. You're going to need a retirement fund for your basic needs. But … [Continue reading]

5 Money Saving Questions to Ask Before Buying Christmas Gifts

christmas gift

My wife and I never go shopping for Christmas gifts on Black Friday. I don’t care how good the deals are the crowds are just too much for us. We are more Cyber Monday or wait until the last minute type of people. Buying Christmas gifts is always … [Continue reading]

This Alternative to Christmas Gifts Was Our Best Decision Ever

alternative to christmas

Are you looking for an alternative to Christmas gift giving? I get it. Christmas is one of the highlights of our family's year. In my mind nothing beats it for family togetherness and sharing expressions of love through giving gifts. Even with that … [Continue reading]

Advantages of Using Custom Packaging Pouches

Are you looking to start a new business soon? Going into business for yourself can be profitable and rewarding if you are successful. Becoming your own boss or making a little extra money with a side hustle can bring the financial freedom you've … [Continue reading]

15 Bible Verses to Remind Us to Be Thankful

thankful bible verses

I'm am thankful Bible verses exist to keep me thinking the right way. I often forget how many things I have to be thankful for. It’s much easier for me to let the worries and frustrations of life overshadow all the blessings I enjoy. Doing that only … [Continue reading]

When It’s a Challenge to Say I Am Thankful for You

i am thankful for you

Have you ever reflected on people who meant a great deal to you a long time ago? Sometimes these people fade from our memories as time passes. We may have lost track of them and forgot how much they impacted our lives. It would be great to reconnect … [Continue reading]

Why I’m Thankful for First and Second Chances

We've all had moments in life when we were granted first and second chances even though we probably didn't deserve it. Remember that first big break? Can you relive the feeling? You were emotionally on cloud nine after being given your first chance … [Continue reading]

Why Parents Should Never Give Kids Money for Good Grades at School

A+ on notebook paper

Parents (and some schools) have often given money for good grades as a tool to motivate their kids to do well in school. During my years as teacher and principal at several private schools, I've known about it happening at all levels, from … [Continue reading]

Secret Advice For Teenagers Who Love to Spend Money

secret advice

You know who you are - a teenager who loves to spend money like it’s going out of style. You spend money faster than it takes a Snapchat to disappear. Money comes into your hand one minute and flows out like water the next. And you like it that … [Continue reading]

God Places Us For A Purpose – Find Yours

Are you sick and tired of your job? Wish you could win the Mega-Millions Jackpot and escape to paradise, never to work again? If so, maybe some reflection and a new perspective is in order about your purpose from God. What you may not realize is … [Continue reading]

Home Maintenance Items Landlords Should Do Between Tenants

home maintenance

As a landlord, I would love to keep tenants in my properties forever. While some stay a long time, most eventually leave to seek housing elsewhere. This is either by personal choice or through an eviction. Whenever that time comes, it’s the … [Continue reading]