Hope for your financial life and beyond


Thank you for stopping by my blog. I’d like to share with you how this blog came to be and what you can expect to find here.

My Picture

At the 2012 Atlanta Marathon

My name is Brian Fourman and I started Luke1428 in July of 2012. For most of my adult life I thought I had no money related issues and was doing things the right way. Looking back now, I was a spend-a-holic who was abusing credit cards and going into debt each month. My wife and I spent more than we were making and this caused considerable tension each month when the bills came due.

In 2009, my worldview about my money health changed when I read Financial Peace Revisited by Dave Ramsey. I went on to teach his Financial Peace University class at my church and became determined to follow the Baby Steps process. This started the change in my personal financial life but something else pushed me further.

That something was a spiritual conviction I felt shortly thereafter. My faith is very important to me and through reading the Bible I became convinced I was not being a wise steward of the resources God had given me. It was through that re-commitment that I found the discipline to control my spending habits.

So, on this site you will find my Hidden Nuggets Series where I explore personal finance from a spiritual angle.

Or you may stumble across the gazillion verses I found in the Bible that have a money related them. But the site is much more than that. Here you will find very practical information designed to lead, challenge and encourage as we journey together on the path to financial freedom.

My goal for this site is to share with you what I’ve learned on my own personal life about money, wealth accumulation and personal finance. In order to get started in the right direction, it’s best to review the eight core concepts you must come to grips with intellectually and emotionally if you are going to have success in money management. Although I tackle these concepts from a spiritual perspective, I believe they serve as foundational principles for success, whether you are religious or not.

About Me

What’s my niche in the personal finance blogosphere? My strengths are in making people think, offering hope to the discouraged and motivating people to make lasting change. I believe anyone can succeed as long as they develop a winning plan and stick to it with intense focus and discipline.

That’s why I’ll spend a lot of my time here focused on the day-to-day activities that make personal finance work. I love budgets, staying out of debt, investing for the future and giving to those around me. My goal is to give you value here each day, a vision that I laid out in my Value Proposition.

Outside of this blog, my additional passions include my family, running, Ohio State football, cooking and owning and managing rental real estate.

You can find more details about how my Bible reading and Dave Ramsey’s literature changed my life by clicking here. If you have any questions, go to my Contact Page and send me an email.

If you love social networking you can find me on Twitter, Facebook or Google+. If you want to be notified each time new articles are posted to this site subscribe to my RSS Feed.


As I develop and come across items that might be useful, I will post them under the resources tab on the main page.

For a list of other personal finance blogs I routinely frequent, click here.

For my list of Bible verses with a money-related theme, click here. I have them divided by category so you can more easily find what you are looking for.


Many articles have been published on Luke1428. You can access those in The Vault. This will list all the articles Luke1428 has to offer.

Popular Posts

Want to know where to start reading? Below are some of the most read and commented upon posts on my site.

You might also enjoy my “How To” series. These are practical, step-by-step posts centered on some aspect of personal finance.

Or if you are really daring you can start from the beginning and read all the way through.

Thanks again for following my work. I look forward to interacting with you in the comments.

A Beginner’s Guide to Home Remodeling Costs

How Long Do Common Household Items Last?

Confessing a Real Stupid Money Mistake

How Much We Pay Our Kids For Chores

20 Flexible Part Time Jobs For College Students

Why I’m Quitting My Job to Be a Stay at Home Dad

7 Unfortunate Reasons People Spew Hatred at Dave Ramsey

Interview With a Centenarian: At 100 My Grandfather Reflects on Life, Faith and Finding Purpose

How to Enjoy a Life of Guilt Free Spending

Why I’m So Excited to Spend Money On Cable TV Again

Why Travel Should Be a Must For Any Budget

A 15-Yr. Old Life Should Never End This Tragically

My 8 Step Method for Writing a Blog Post

Our Nightmare on Rental Street: Evicting a Tenant

10 Reasons People Don’t Tweet Your Post

How to Choose a Career

Investing Made Easy (Part III): Where Should I Put My Money

“I’m Rich!” – How to Handle a Lump Sum of Money

Be Intentional: How to Develop a Giving Plan

How to Get Out of Debt

4 Reasons Why We Paid Off Our Mortgage Early

The Biggest Home Security Issue Everyone Is Missing