Hope for your financial life and beyond

The Consequences of Riding Your Motorcycle Unprotected

There have been some rumblings in and around my house of late. Two of the young men who are in a Bible study group my wife and I host have recently bought a motorcycle. My kids love to hear them roar out of our driveway.

motorcycleThey are responsible young men so I don’t worry about them so much. I don’t think they would do anything crazy on a bike. What I worry about are other drivers. I’m hoping they take as many precautions as necessary when they ride.

Any experienced and smart motorcyclist knows that you need to wear the right protective gear any time you get on a bike. It’s not just about staying on the right side of the law, but it’s also about your own personal safety.

The statistics bear that out. According to the National Highway Traffic Safety Administration’s 2014 report, there were over 4,586 deaths resulting from motorcycle crashes. Although this was a decrease from the 4,692 deaths in 2013, the figures are still quite high.

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What to Do If Your Wallet or Purse Is Stolen

“My wallet’s gone!”

thief stealing purseAren’t those words horrifying to even think about. There have been several instances in my life when I truly thought my wallet had been stolen. Those moments filled me with such fear and anxiety I could hardly think straight.

Of course the initial reaction is to panic as your mind starts ticking off all the items that might leave you financially vulnerable. Information like credit card numbers, social security card, driver’s license and home address could be exposed and make you at risk to identity theft.

What I realized is that I needed to keep my head…panicking didn’t help. I thought through where I had been and retraced my steps. In each of my situations I eventually found my wallet and life returned to normal.

However, if you are able to confirm that your wallet or purse has indeed been stolen, take these steps immediately to protect your financial assets and limit your exposure to identity theft.

Your Wallet/Purse is Gone…Now What?

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Stop Identity Thieves by Shredding the Right Paperwork

I got back from a fabulous 10 day-vacation yesterday only to be greeted by a box full of mail. We had it held by the post office while we were gone, so it all arrived at once. I could barely get the mail out as it was packed in the box tighter than a shrink-wrapped salami. Most I discarded in the trash before I even entered the house.

paper shredderBut I was careful what I threw away…and so should you be.

For example, always think twice before discarding any credit card offers or monthly bills in the trashcan by the garage. Thieves regularly practice “dumpster diving” — a tactic that involves picking through your trash at night or when you are not at home. They are hoping to find personal information to steal your identity.

For this reason, it would be a wise investment to purchase a paper shredder to destroy all documents that contain sensitive information. But what should you shred and what’s safe to toss in the garbage? What sensitive documents should be kept? And is there a certain type of shredder to use?

The answers to these questions are actually a big deal.

Shred This Paperwork

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