Hope for your financial life and beyond

Be Fearless

“The Lord is on my side. I will not fear. What can man do to me?” Psalm 118:6

I’m honored today to be a guest contributor at a new blog dedicated to the courage it requires to face personal financial struggles. Todd and John from FearlessMen.com have branched out with a new site called FearlessDollar. I’m there today with several other bloggers providing some insights and helping them jump start their new project.

When we choose to get radical with our personal finances fear becomes our greatest challenger. It binds us up and locks us down. We become completely immobilized as the multitude of fears line up at our front door.

dark tunnel

Are you ready to confront your fears?

Fear of the unknown.

Fear of change.

Fear of a new money management process.

Fear of ridicule from others who think we are crazy.

Fear of the future.

Fear our past will repeat itself.

Fear of our ability to complete the mission.

Because fear represents the greatest challenge, it needs to become our greatest opportunity. Confronting and overcoming our fears moves us emotionally and spiritually forward in ways we could not possibly dream about.

Please click here to head on over the FearlessDollar.com to give Todd and John a shout out on their new venture.

And be fearless today. It’s time to confront what’s in the dark tunnel.

What was the greatest fear you faced upon decided to tackle your personal finance issues?

Image at FreeDigitalPhotos.net

Next Post: The Boy vs. the Blog: Exercises in Giving

Prior Post: How to Get Out of Debt

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  1. I took some heavy bets when I started investing and the fear was that one of my income streams would dry, making it hard to get by for a while. But I always tried to get new streams for that now to happen.

  2. Kim@Eyesonthedollar says

    I was really fearful of starting a blog. The world can now see my triumphs and mistakes, which is scary and liberating at the same time. It was also scary to admit how much debt we had at one point, but unless you face it down, you’ll never get rid of it.

    • I was also fearful of the blog process Kim. In the end, pretty much all of my fears were unfounded, especially how I would be received by other bloggers. I’ve found the community interaction to be awesome, which I really wasn’t anticipating.

  3. Hey man thanks for being a part–and including the idea here!! I suppose for me, the greatest financial fear is the fear of indecision, possibly missed opportunity. For example, right now is a great time to buy a rental property or home due to prices and rates. Yet I don’t have the capital to do so. I’m not “afraid” of anything, but bummed that it might be a while to jump onto this gravy train at a reduced rate again!

    • I struggle with indecision also Todd. I’m the type of personality that needs a lot of time to think things through. Not a very quick decision maker, especially on life’s big ticket items. I know that holds me back at times and I’m sure I’ve missed out on opportunities that required a quicker decision.

  4. I think fear of the unknown was something I had to tackle in relation to personal finance. Taking things one day at a time and one month at a time is key for paying down debt and building a solid financial foundation.

  5. Whenever I start to fear something/one, I think of 1 John 4:18 “There is no fear in love, but perfect love drives out all fear”

  6. Shannon Ryan says

    Sounds like a fabulous site! I will definitely go check it out. Like many, I think my biggest fears are around failing, even though I think every failure can ultimately bring you closer to success. But when you’re experiencing it or imagining that you will fail, it’s pretty intimidating.

    • “…imagining that you will fail.” Gosh, I do that all the time Shannon! And rarely, if ever, does a situation evolve the way I imagined it would. Thus the time I spent dwelling on the issue and building up all the fear and negative emotions was useless and wasted.

  7. Wow, Todd & John you guys are machines! Sounds very exciting. I love new projects! I’ll definitely have to go check it out.

  8. My biggest fear is starting my own business, which is something I have yet to overcome. I’ve taken small steps in the right direction, but nothing that really commits me to the process. I’m not exactly sure what it will take to make the full jump, but I will definitely admit that there are times where I’m too hesitant to take the plunge.

    • If you haven’t read it yet I would recommend Jon Acuff’s new book “Start.” I read it recently and it’s all about overcoming fears and pushing us to start. I would recommend it for anyone considering a life changing move and needs some motivation.

    • Matt, I meet with clients all the time where I work that are starting out at a new business. A lot of the unknown has to do with the legal aspects and financial aspects of starting a new business. What we recommend is that you keep it simple at the start and then as you grow the business can become more sophisticated. I hope that helps.

  9. Laurie @thefrugalfarmer says

    For us, I think our biggest fears are failure and success, silly as it sounds. We come from generations of poor money managers, it’s just always been the norm for almost everyone in both of our families. So from that standpoint, we are afraid of success because it’s nothing we’ve ever seen before in our families. At the same time, we’re afraid of failing and keeping our family in bondage to this mess of debt, just as all those who’ve gone before us have done. We are afraid of continuing the pattern, and at the same time we’re afraid of not continuing it. Argh! Can’t wait to visit the new site, Brian – it sounds great!

    • I can see how those could both be fears. The positive financial patterns you develop though while getting out of debt will help you handle the success. Once you have been through all the sweat and tears of the debt payoff there is no way you will want to go back. I think you will welcome success when it finally comes.

  10. Kali @ Common Sense Millennial says

    It probably sounds funny, but my biggest fear is actually figuring out how to increase my income and taking the leap that achieving that goal is going to require. I’m a very introverted person, so putting myself out there and being the first to reach out to other people is difficult for me. Of course, the fear of failing to accomplish my goals with increasing and diversifying my income is something I need to overcome as well. The easy road is just accepting how things are with my current 9 to 5 job without any side gigs and without the possibility of one day becoming a full-time freelancer – but I don’t want to just be content and settle! So I’m learning to deal with and handle the fears I have so that I can successfully achieve my financial goals.

    • “…taking the leap that achieving that goal is going to require.” I don’t think that’s unusually at all Kali. We experienced this in our household recently as my wife made the decision to leave teaching and return to school to become a CPA. Can’t explain in a short reply how big a leap that was for us. Like you, we didn’t want to be content and settle. It was really challenging working through those fears but now that she’s completed her degree, we can see it’s all been worth it.

  11. kelly @stayingonbudget says

    Mine is starting a side business and getting out of debt that I am facing. Great post today!

    • Thanks Kelly! Those sound like two big challenges to couple together, especially starting the side business. Do you need any assets to start that business? Perhaps paying off debt first would allow you to free up money for the side business. Good luck with both!

      • kelly @stayingonbudget says

        Thank you! The side business doesn’t require any additional assets and in the long run should help me get out of debt.

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