Hope for your financial life and beyond

Burn the Obstacles: Getting Rid of the Junk That Holds You Back

Hidden Nuggets Series #6  – “Also many of those who were now believers came, confessing and divulging their practices. Also, many of those who had practiced magic brought their books together and burned them in the sight of all. And they counted up the value of them, and it totaled fifty thousand pieces of silver. So the word of the Lord grew mightily and prevailed.” – Acts 19:18-20

What’s standing in the way of you and an awesome life?

fireA few pounds?

A damaging relationship?

A pessimistic attitude?

An addiction?

A spiritual connection?

Sometimes it’s tough to see what’s holding us back. In general, we don’t have a great track record of diagnosing our own personal issues. Others are much more skilled at pointing out areas of our life that could use some improvement.

Even when we are able to pinpoint the issue, it’s not always easy to alter our course. We offer excuses, rationalize actions and justify our way out of change. We’d rather keep hurting our chances at an excellent life than face the harsh realities of what are our faults.

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Legit Get Rich Quick Schemes

I have a confession to make. By nature, I am not a patient person. I would love to cash in on a few get rich quick schemes and have a enough money to be financially independent RIGHT NOW. Wouldn’t it be great to know what’s going to happen in the next 10 years RIGHT NOW and have all the problem issues of my life fixed RIGHT NOW?

get rich quick schemesI have learned though the years to monitor my impatience by reflecting on my faith and what God tells me about it in the Bible. Passages like Hebrews 12:1 have been especially valuable to me. In talking about our life journey it says,

…let us lay aside every weight, and the sin which so easily ensnares us, and let us run with endurance the race that is set before us…”

But it’s still really hard to live this way in a culture that stresses immediacy. And we all succumb to the pressure for instant gratification, instant knowledge, instant wealth and instant fame.

Think you are immune? Try living a couple of days without watching cable news, using your microwave and neglecting Facebook. See how you feel.

Nowhere does our culture’s value of immediacy reflect itself more than in our desire to accumulate money quickly. Maybe that is why so many are vulnerable to get rich quick schemes.

Types of Get Rich Quick Schemes

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Ways We Lie About Money

Have you ever told a little white lie about money? What might a “money-lie” look like? Here are some examples I could think of:

*Exaggerating your net worth or monthly income on a blog post.

Woman Quiet

Photo courtesy of FreeDigitalPhotos.net

*Saying you got a better deal on an item than you really did.

*Telling someone who asked for money that you didn’t have any with you to give (ashamed to say I’m guilty here).

*Pretending you gave more to a cause than you actually did.

*Hiding or covering up your spending habits. (Guilty here as well and as you can read about here).

*Failing to report income earned in cash on your tax forms.

Why are we so apt to distort the truth? I think the core of the issue revolves around three main principles:

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How Far Would You Go To Get What You Want?

Darth VaderEver been around someone who is never satisfied? It doesn’t matter how much they have they always want more. Contentment is a foreign word to them.

There is a delicate balance between being content and striving for more and the two seem to compete against one another. Being content is an inner attitude that has a lot to do with a peaceful state of mind. Striving for more is an action that outwardly suggests you aren’t entirely settled with your present circumstances.

In all honesty, I’m not sure where the boundary line is drawn. I think, however, I might be able to figure out when somebody crossed the line, like in this story.

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For the Love of Money

VaultI brought this post out of The Vault today to do two things:

1) to remind myself on this Valentine’s Day the trap that awaits when I choose to put my affection in the wrong place and,

2) to introduce a new feature on Luke1428 called “Theology Thursdays.” It is my goal for Thursday’s post to include a spiritual perspective as it relates to our responsibilities towards money, wealth and personal finance.  Hopefully that will be a blessing to you as I share what is on my heart.

So with that introduction, re-enjoy “For the Love of Money” (first appeared on Aug. 3, 2012). 

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“Money money money money, MONEY!”

“Some people got to have it…some people really need it…Hey, listen to me, y’all do thangs, do thangs, do thangs – bad thangs with it.

Well, you wanna do thangs, do thangs, do thangs – good thangs with it…talkin’ about cash money…

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Gambling on the Super Bowl – What I Didn’t Know

Football and MoneyThe culmination of the 2012 NFL season is just a few days away. The Baltimore Ravens and the San Francisco 49ers have made their way to the final table and are busy making preparations for Super Bowl XLVII in New Orleans. I will be one of countless millions from around the world watching from the comforts of their home. I’ll enjoy being with my family, course after course of great food and hopefully some great commercials.

This year, I will watch as a casual, relaxed observer because I couldn’t care less about either of these teams. But I’ll watch anyway just because the Super Bowl is the biggest sporting event of the year. It’s must see TV in my book.

Another reason I won’t feel any tension is because I won’t have anything riding on the game in someone else’s book. That’s right…no bets on the game in my house.

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Bikes, Lies and Video Games

 

Boyd Cleaners

Blue summer skies. Perfect temperature. What a great day to ride my bike, shoot some hoops or maybe even chase the dog around the yard.

I would do all those things later. Right now, I had bigger things on my mind – Boyd Cleaners and Pac-Man. I opened the garage door, grabbed my bike and sped off down the alley.

One minute later I arrived at the side door of the cleaners near the drive-thru pickup. I opened the door and headed to the change machine to convert my dollar bill into usable coinage. When I turned around, I was met with the site of something that would change my life to this day.

Sitting next to my beloved Pac-Man was a new video game – Kangaroo.

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Talking Ourselves Into Trouble: “Ain’t Nobody Got Time For That”

Fast PorscheOur culture moves at breakneck speed. News happens fast, food is served fast, and medicines to deal with our bronchitis act fast. Technology may move the fastest of all. It seems as though new devices are released everyday. And just when you think you have caught up, you are already behind.

The pace of life and the urge to keep up creates tension with our finances. We develop faulty thinking and succumb to spending money we don’t have. Poor logic and impulsive decisions often get us into financial trouble that can take years to work through.

Truth is, there are mechanisms we could use to prevent us from getting into financial trouble but we talk ourselves out of using them. Ever had any of these thoughts run through your mind?

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“Chew On This For Awhile”

How are you getting by? Are you making an above-board living? Are you putting in an honest days’ work for an honest days’ wage? Is the money you earn done so legitimately?

Or are the increases in your personal wealth due to dishonest practices? Are you cheating or stealing? Intentionally deceiving others in a business deal? Twisting and manipulating tax laws? Hiding money you earn from your spouse? If so, the Bible has a warning for you. And your mouth is not going to like it.

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All That Glitters Is Not Gold

You can see it in his eyes. The passion…the desire…the intense hunger to possess the golden treasure. The moment of a lifetime has finally come. All the tests have been passed and now the reward is within his grasp. Nothing can stop him now.

Accept maybe the consequences that await from lifting that little golden head off its intended resting place. You just knew that little bag of sand was not going to work.

In the next few moments, Indiana Jones would face a collapsing cave roof, poison darts, spears thrust from the cave walls (which did skewer his traveling companion), a giant rolling boulder, natives with spears and more blow darts before he barely escapes with his life. The worst part is he didn’t even get to keep the treasure, having to turn it over to his treasure-seeking arch rival. Sure does seem like something bad happens when we try to attain something that we are not supposed to have.

Ever heard it said that the eyes are the window to the soul?

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For the Love of Money

“Money money money money, MONEY!”

“Some people got to have it…Hey, Hey, Hey – some people really need it…Hey, listen to me, y’all do thangs, do thangs, do thangs – bad thangs with it

Well, you wanna do thangs, do thangs, do thangs – good thangs with it…talkin’ about cash money, money…Talkin’ bout cash money – dollar bills y’all…”

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