Hope for your financial life and beyond

4 Ways to Take Control of Your Financial Wellness

When you hear the term “wellness,” you may understandably think of wellness of the physical, emotional, and/or spiritual variety. These forms of wellness are all important. Without wellness being present in those areas, life would be difficult.

However, there’s another type of wellness that is also crucial. It may not be on par in importance as the ones mentioned above but it can improve on your life. What we are talking about here is financial wellness.  

Money doesn’t solve every problem. However, it can solve some problems. If your financial life is not well, you will have difficulty paying for the things you need, raising a family, and saving enough money for retirement.

So what is financial wellness and how do you get there? Let’s define it and then look at some steps to get you moving in the right direction.

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4 Easy Ways to Get Your Finances Back on Track

The COVID-19 pandemic has left many in a financial ruin (or at least in less-than-ideal financial circumstances). People are reeling from what the shutdown and quarantines did to the economy and to their personal wealth. It’s important, maybe now more than ever, to make sure your finances are on track to meet your future goals. 

It’s is a good thing that businesses and travel have started to open back up. People are staring to get their lives back. Life is beginning to return to pre-Covid19 normal as vaccines are rolling out. With all this taking place, it brings additional incentive to look at your finances and see if you need to make adjustments to stay on track toward your goals. There is no better time than now to get started. 

There are many factors to consider with this. That’s why so many cannot and do not manage their finances well.  It simply can be a daunting task to know where to start and how to plan things out well.

It’s not overstating it to say that for many, finances can be one of the greatest causes of stress and anxiety. However, there are some simple tasks that can help get you started. Here are just a few easy ways for you to make sure your finances are on the path to success. 

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What I’d Tell My 20-Year Old Self about Financial Freedom

the futureEnjoy this guest post today from blogger and website owner Joseph Hogue as he shares his ideas about financial freedom.

The best lessons come from our experiences even if sometimes it’s our biggest mistakes. I’ve made more than a few mistakes in life. Fortunately, I’ve learned from at least some of them.

I think most of us can relate to Brian’s story of getting financially real from a mistake even if it took a while to figure it out. I have a drastically different interpretation of financial freedom now versus what I thought it meant earlier in my life.

It would be great to go back and clue my 20-year old self in. Maybe a quick slap on the head is what would be needed for this stubborn former Marine. I can however be happy that I learned from my misguided idea of financial independence and that it set me on a path to fulfillment in the future.

Before reading how financial freedom has changed for me, ask yourself, what does it mean to you? Then see if it changes after you read my story.

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A Spring Cleaning To-Do List For Your Finances

Do you love spring cleaning? I used to think that I loved to clean. Now that I’ve had some more time around the house as a stay at home dad, I realize I don’t love the process of cleaning. It’s something else.

spring cleaningWhat I actually love are the results and satisfaction that come from cleaning. For few brief moments of my life that space I just worked on is perfectly in order. It’s fresh, purified and clean. It’s organized and pleasing to look at.

During this time of year I usually embark on the spring cleaning of something. I’m working on our garage right now. What an organizational task!

In my mind, spring cleaning serves several purposes. First, it’s a purging process – getting rid of what you don’t need. But I also use spring cleaning to get organized and freshen things up a bit. And if I get really ambitious, I tackle those hidden places in the house where dirt and bacteria thrive.

The house isn’t the only place though to work on spring cleaning. You can’t forget to look at your finances. Granted, it’s not something that you might naturally think to do during the spring. But this area of your life also gets a little messy from time to time. So while you are cleaning everything else, why not give it a look as well.

To get you started, here are places where you should give your finances a good spring cleaning checkup.

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