Hope for your financial life and beyond

5 Innovative Retirement Planning Tools to Help You Save More

Enjoy this post on retirement planning tools by guest blogger Alfred Stallion.

retirement planning toolsOne of the key aspects of retirement is ensuring that you have sufficient funds in investments and cash to continue living comfortably for many years. By adhering to sensible investment principles and saving guidelines, this can be attained. Thanks to advanced technology and mobile apps, it’s easier than ever to know how much you need to retire, how much you have to save, and how aggressively to invest in order to lead a happy life in your senior years. Mobile app technology keeps progressing, and anyone with a smartphone can now keep track of his finances, and thus plan for retirement much more conveniently.

Here are several retirement planning tools to help you save more money along the way.

Retirement Planning Tools

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99 Simple Action Items to Help You Spend Less and Save More

Have you set any goals yet for 2015? Hopefully so and at least one of those goals was money related. Money is a driving force in our lives and financial goals help us tell our money what to go do with itself.

spend less and save moreDuring the last week of December I always look at the cumulative total of all that I spent during the year. This is really easy to find if you are using some form of money management software. I use Quicken so all I have to do is select a budget report of income verses expenses for the year and Quicken does the rest. In an instant of calculation I can see all my financial details from the year.

Inevitably, as I look through all the spending categories I end up remarking, “Whoa…how did we spend that much on (fill in the blank)?” I’m sure you’ve done that too. It seems our spending has a tendency to get away from us during the course of a 365-day year.

And if spending is getting away from us then so is saving. If we are spending more that means we are saving less. In years past I’ve been discouraged at how little we saved.

To Build Wealth, Spend Less

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The Lemonade Stand Book Review Plus An iPad Mini Giveaway

The lemonade stand book reviewToday I have the pleasure of assisting my friend Shannon Ryan from TheHeavyPurse.com as she kicks off the release of her new book The Lemonade Stand. In addition, you can sign up below for the chance to receive a free iPad Mini. How cool is that!

Before you get to the giveaway, I’d like to briefly share my review of The Lemonade Stand, a book geared toward children ages 4-9.

The book follows the adventures of sisters Lauren and Taylor and their friends Ryan and Christopher.

The Storyline

As they shop in preparation for a beach trip the following day, Christopher discovers a toy he wants really bad. Guess what? His brother Ryan also finds something in the toy aisle. Both beg their mother for their desired toy that they must have “right now!”

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