Hope for your financial life and beyond

Customer Service Training Ideas: No Comments on How Much Food I Buy

I love good customer service. When you find a store that consistently provides it for you it’s a thing of beauty. It’s obvious their employees have been through customer service training because they consistently focus on it day in and day out. I find it really makes shopping at their establishment enjoyable.

grocery cart with healthy foodOn the other hand bad customer service turns me off. What’s frustrating is when it happens at stores I frequent because of a) their location, b) their superior products or c) their prices. I intentionally go to these stores for one of those reasons and to shop elsewhere would be inconvenient. So I’m forced to endure the annoying service at times because those other reasons win out.

I took over the majority of the shopping last fall when I quit my job to be a stay at home dad. In the past year I’ve noticed some of the worst people at customer service are the ones I have the most contact with: the checkout clerks. The ones who have me riled up right now are those I find at the grocery store.

“Yes, I Know My Cart Is Full”

It’s a constant chore to manage the food budget, especially for large families. We have four kids so with six mouths to feed each week I’m buying a lot of food. It doesn’t matter how much I plan or try to cut back, my grocery cart is always full – or overflowing – by the time I roll into the checkout line.

And oh, you should see the looks I get.

But the worst part is the comments.

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5 Budgeting Tips to Save Money for the Holidays

Want to save money shopping this holiday season? Today’s guest post by freelance journalist Ivan Serrano begins our countdown to Christmas with these five budgeting tips.

With Thanksgiving only a week away, Americans are already shopping for the holidays.

budgeting tipsAccording to the 2014 Accenture Holiday Shopping Survey (.pdf), the average American is expected to spend $718 on holiday gifts alone. In addition, one-fourth of Americans plan to spend more on holiday shopping this year than they did in 2013.

While many Americans are planning to spend more during the upcoming holiday season, consumers are still looking for ways to save. Ninety-six percent of Americans believe discounts will be important for their purchasing decisions this year according to Accenture.

As you plan for the upcoming season, here are five tips to help you budget money for the holidays:

Set a short term savings goal for the holidays

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Back to School Savings I Don’t Care About

Back to school shopping at TargetI don’t know the schedule in your neck of the woods but in five short days my kids go back to school. Oddly enough, for the most part they are looking forward to it. In a way so am I as it will mark the first time that I will be home alone as a stay at home dad. It’s going to be eerily quiet around the house but I’m anticipating that will benefit my writing.

Of course back to school means shopping. Ugh! That dreaded time when you realize the kids have grown two inches over the summer and the school pants that fit in May are now riding up their shins. And of course, the mile long supply list the school sent with all it’s specialty items has your mind spinning. What in the world is “Mod Podge” and where can I buy it?

Helping Consumers Save on Back to School

Some retail stores do a great job this time of year revamping and organizing their floor space to make it easier on the back to school shopper. Our two destinations – Target and Office Depot – had school specific zones where we could easily shop and pick up our items. And naturally they got the word out through advertisements on how we could save on back to school items at their store. Amazon does a great job of this as well, offering specials discounts on school items and free shipping for college students if you purchase items on their site.

Local and state governments also get involved to help consumers save a little bit of money during the back to school season.

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