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A Singular Focus of Paying Off Debt Leads to Peace

Today I’m guest posting and commenting at the personal finance blog The Frugal Farmer. Click the link below to read about what distracts people from paying off debt.

sunset in HawaiiEarlier this summer, my family and I took a weekend excursion to the Bahamas aboard Royal Caribbean cruise lines. We were fortunate enough to walk into an incredible offer Royal Caribbean was pushing where the third and fourth occupants of a cabin sale free. For a family of six already looking for a short getaway, that’s an offer not to be passed up.

For those who have never been on a cruise I would highly recommend it. And when you go, consider upgrading to a balcony room. Lounging with the calm ocean breezes in your own private zone is one of the most relaxing experiences around.

Balconies are about peace. They produce it because there are no distractions, unless your kids are screaming on the balcony next to you. Perhaps some playful dolphins catch your eye for a moment and there is the occasional enemy cruise ship passing in the distance. Mostly though, there is nothing there to distract you. It’s only water and sky for as far as the eye can see…

Click to Continue Reading at The Frugal Farmer…

Next Post: 5 Life Changing Moments That Lead to Lifestyle Inflation

Prior Post: Rethinking the Definition of Success

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  1. Hi there would you mind sharing which blog platform you’re using?

    I’m planning to start my own blog in the near future but I’m having a hard time making a decision between BlogEngine/Wordpress/B2evolution and Drupal.
    The reason I ask is because your design and style seems different then most blogs and I’m looking for
    something completely unique. P.S Sorry for getting off-topic but I had to ask!

  2. Given the recent financial chaos in my life, I have to disagree with one part of your post. I think you need to have an emergency fund set up and funded before you focus just on paying off debt. You never know whn you are going to be blindsided by life and having that extra cash on hand could be a real god send!

    • From my perspective, which really wasn’t clear in this post, there are two stages of emergency funding – the pre-debt payoff stage (1-2k saved) and the post-debt payoff stage (3-6 months expenses saved). I was attempting to point out that individuals might get distracted in saving the 3-6 months instead of paying off their debt aggressively. That being said, I can see how this could be a matter of perspective based on your individual situation.

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