Up until seven years ago I lived with the delusion that I had no money problems. Everything seemed fine to me. We were paying bills on time, building our credit score and saving/investing money along the way.
What more do you need than that, right?
The truth however didn’t match reality. I was an over-spender…a chronic over-spender. Every month we were spending more than we made. (Well, it probably wasn’t every month but it sure seemed that way.)
Like so many others who live on credit and spend, spend, spend, I was content to keep walking that path. That was until I had an encounter I’ll never forget.
The five-minute encounter changed my life.