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The “If Only” Game Creates Liars Of Us All

Hidden Nuggets #27 - “Happy is the man who finds wisdom, and the man who gains understanding; For her proceeds are better than the profits of silver, and her gain than fine gold.” – Proverbs 3:13-14

Lamborghini

“If only I had this car then I’d be happy.”

Ever heard of the “if only” game? It’s played like this:

Step 1: Look at your current life situation.

Step 2: Figure out all the junk going on that you don’t like.

Step 3: Use the information from Step 2 to fill in this statement, “If only I could change ________ then my life would be great.”

Step 4: Repeat Step 3 as new negative circumstances warrant.

We play this game all the time:

“If only I were out of debt then I’d be happy.”

“If only I had a bigger house then I’d be happy.”

“If only I were in better shape then I’d be happy.”

“If only my kids would behave then I’d be happy.”

“If only my boss would get off my back then I’d be happy.”

“If only…If only…If only…”

The “if-only” game promotes a lie – the lie being that circumstances produce happiness. The dangerous aspect of this lie is that we project into the future and base our happiness level on a hypothetical situation. In other words, we dream of happy life scenarios based on events that have not and may never occur.

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The Hidden Commodities of Real Estate Investing

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The following is a guest post from Jim Driscoll, the founder and author of CriticalFinancial.com. Ever looked at real estate investing as having a vested interest in a packaged commodity? Huh...a packaged commodity? How is that? Well, let's look … [Continue reading]

Global Shares Plunge! OMG…The World’s Coming to An End!

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It’s another typical early morning. With a busy day ahead, I’m getting a bit of writing done before the kids drag themselves out of bed and downstairs for breakfast. I’m clicking around the Internet and wiping the sleep from my eyes when I’m greeted … [Continue reading]

The South Ain’t Gettin’ Personal Finance

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I happened to enjoy some extra reading time last week because Snowmaggeddon 2014 kept most of Atlanta captive to their homes. I ran across this article from Time Business and Money that talked about the plight of Americans and their money. In it, … [Continue reading]

A Weekly Roundup: The Snowman Edition

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I haven't done one of these weekly roundups recently, but I had some extra time on my hands Wednesday through Friday due to the extreme weather in Atlanta. In case you missed the news, Atlanta received 2-3 inches of snow on Tuesday. It crippled the … [Continue reading]

What Ritz Crackers ‘n Cheese Dip Taught Me About Breaking Routines

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Hidden Nuggets Series #26 - “And Elisha prayed, and said, ‘Lord, I pray, open his eyes that he may see.’ Then the Lord opened the eyes of the young man, and he saw.” - II Kings 6:17 I have a guilty snack pleasure confession to make. I love Kraft … [Continue reading]

Why Does Toys R Us Want My Phone Number?

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"Your phone number?" "No, thank you." "And your zip code please?" "No, thanks." "Can I get your email to complete the transaction?" "No." "And would you like to save an extra 5% today by signing up..." "No...GAAAAWWWW, can I just give … [Continue reading]

When a Snowfall Brings Panic, Excitement and Pressure

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You may have heard a fairly substantial snowfall swept through the southeast Tuesday dropping anywhere from 1-3 inches of snow in greater Atlanta where I live. For those of you living in a mountain region in the west or north of the Mason-Dixon line … [Continue reading]

Grappling With the “Should I Retire Early?” Question

Old couple on beach

61? 65? 73? No, I’m not referring to home run records set during various Major League Baseball seasons by Roger Maris (1961), Mark McGwire (1999) and Barry Bonds (2001) respectively. Those numbers represent ages - ages people may be looking at to … [Continue reading]

Providing For Your Own Is Always Right

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Hidden Nuggets Series #25 - “But if anyone does not provide for his own, and especially for those of his household, he has denied the faith and is worse than an unbeliever.” - I Timothy 5:8 I was saddened the other day when I went to visit the … [Continue reading]

Planning to Ignore the Obamacare Mandate? Here’s What You Need to Know

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The following is a guest post by Carter Smith from PrivateQuote.com. To paraphrase Shakespeare, a tax by any other name would still smell as vile. But the Obamacare tax, otherwise known as the "individual mandate," may be an exception. While I am … [Continue reading]