Hope for your financial life and beyond

This Is the Difference Between a Smart and Dumb Money Investor

Well, we’ve reached that point again in the stock market where indices are at high levels again. The NASDAQ composite index touched 5,000 the other day, its highest level since the year 2000. It’s just a stone’s throw away from its all time high, making it the last of the three major indices to reach an all time high at some point during the current bull market.

So, right on cue, out come the headlines warning investors of an impending major pullback in the market. One in particular caught my eye the other day. It read:

Why the ‘Smart’ Money is Bailing Out of the Bull Market

As an investor, how does that headline make you feel? Does it encourage you in any way? Are you feeling good about your investment strategy and how its playing out in the market right now? Getting the urge to go sell a few stocks?

I guess the answer to that question depends on whether or not you consider yourself a smart money investor.

What is a Smart Money Investor?

[Continue reading]

Dodging Sex and Money Conversations With a 6-Yr. Old


The chore of walking our dog is a daily ritual. As I lasso him up for another stroll my six-year old son asks to join us. Sensing this would be a great bonding experience I say, “Sure buddy, come on” and we head off into the subdivision. The first … [Continue reading]

On Being Embarrassed By But Secretly Admiring Street Preachers

street preacher

Hidden Nuggets Series #76 - "The important thing is that in every way, whether from false motives or true, Christ is preached. And because of this I rejoice. Yes, and I will continue to rejoice..." Philippians 1:18 (This story has nothing to do … [Continue reading]

How Reckless Driving May Affect Your License, Career and Credit History

Enjoy this article today from New York based attorney Zev Goldstein. Just don't read it on your smartphone while driving.) When it comes to traffic violations, reckless driving often ranks just below driving under the influence. A violation can … [Continue reading]

The Most Important Things You Need to Know About Life Insurance

girl in cemetary

The topic of life insurance is one that many do not like to discuss. The reason is simple - it involves death, most notably our own. And since death routinely shows up on lists of common fears, its obviously something we choose not to think … [Continue reading]

Research-Based or Practice-Based Nursing Doctoral Degree: Which is Right for You?


There’s no doubt that earning an advanced degree of any sort can benefit your career — and the field of nursing is no different. While many nurses opt to earn specialized master’s degrees, a smaller number choose to seek a terminal degree, or … [Continue reading]

10 Effective Strategies That Will Make You Better at Networking

people networking

I’ve known Grayson Bell from Debt Roundup since the early days of this site. We first connected by sharing thoughts in the comments section of our posts. Since then I’ve been fortunate enough to meet him last year at FinCon and have him help me with … [Continue reading]

Psychological Tricks That Will Get You a Raise

Get a Raise I

Of all of the potentially awkward conversations that one can have at work, asking for a raise ranks only slightly behind firing someone in terms of discomfort. No one likes going to their boss and asking for more money. If the conversation goes well, … [Continue reading]

Barriers to Entry: The Ongoing Battle With Exercise

barricades by a fence

“Barriers to entry” is an economic term that describes the challenges a company or individual might face when entering any competitive marketplace. Starting a blog has few roadblocks. In 30 minutes max you could have your own site up and … [Continue reading]

Signs It’s Time for a New Doctor And What to Do Before You Switch

doctor and patient

Whenever you’re sick, or simply seeking routine preventive care, you trust your doctor to provide good medical care. Most people trust their doctors implicitly. After all, they went through years of training and have to know their stuff in order to … [Continue reading]

How to Save One Thousand Dollars in a Month

$20 bills folded over

Every building requires a solid foundation. For your money, that foundation is savings. Without adequate savings you will struggle to get out of debt and will always be susceptible to emergency situations. Saving money isn’t sexy. We’d rather go … [Continue reading]