Hope for your financial life and beyond

How to Save One Thousand Dollars in a Month

If you are serious about getting out of debt and building any kind of financial future, then you must save money on a regular basis. The best part is you don’t have to begin with much. All you need to do for starters is to save one thousand dollars. That will give yourself some cushion.

When I worked construction I learned that every building requires a solid foundation. For your financial life, that foundation is savings. Without adequate savings you will struggle to get out of debt and will always be susceptible to emergency situations.

save one thousand dollarsNow I know the process of saving money isn’t sexy. We’d rather go spend our money on gadgets and entertainment that would give us an emotional high. Saving money and leaving it in the bank is an emotional blah.

To save one thousand dollars in a month may or may not sound like a daunting task depending on your situation. Some of you may be struggling to pay your basic bills.

But you can save one thousand dollars quickly. In fact, you could do it in only one month. Here’s how.

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Getting the Best Deal on a Personal Loan

It’s important to learn a few things about loans and the lending industry before taking out your first loan. Many people think that two loans that provide the same amount of money are completely identical. But this isn’t the case at all. A lender … [Continue reading]

How Much We Pay Our Kids For Chores

"How much to pay kids for chores?" is a question my wife and I have wrestled with again and again. I've mentioned before why we don’t give our kids allowances. I’m not giving them money just for existing. It seems like that is what an allowance … [Continue reading]

Why You Should and Shouldn’t Refinance Student Debt

If you have student debt, you may be wondering whether or not it is a good idea for you to refinance the loan. To be honest, it depends on your situation and several important factors. But make no mistake, you do have to pay them back. If you don't, … [Continue reading]

6 Ways We Survive the Dark Side of Rental Real Estate

My wife and I purchased our first home to be used as a rental property seven years ago. That move was the culmination of several years’ worth of reading about and planning to own rental real estate. It took us that long to feel knowledgeable and … [Continue reading]

How to Get Out of Debt and Win in Five Simple Steps

Are you up to your eyeballs in debt? Don't see anyway out? If so, take heart. You are not alone. Millions of Americans live with this burden and never once think about how to get out of debt. You shouldn't ignore the mountain of debt piling up. It … [Continue reading]

The Best Advice From God About Playing Video Games

I have a confession to make – I LOVE playing video games. In fact, even today at age 43 - I have to keep myself from playing them because it’s so easy for me to get sucked into their grasp. I can still play all day if I let myself go. Technology … [Continue reading]

5 Tips for Negotiating Residential Rental Disputes

Nobody envisions a major conflict when they sign a lease, whether they’re the landlord or the tenant. The relationship always starts out with high hopes and positive feelings. However, it can quickly turn sour depending on how both parties act and … [Continue reading]

Want to Chase Your Dreams? This Is the Right Way to Win Big

I hope you have some big goals you are trying to reach. Setting the right type of goals is key for personal and professional growth. But have you adequately prepared for what is ahead as you chase your dreams? Our family faced a situation several … [Continue reading]

8 Bible Verses About God’s Love You Should Never Forget

Ever wonder where our capacity to love actually comes from? It’s pretty clear that our ability to love is something that was given to us by God. In fact, the Bible verses about God's love that I read tell me He is Himself the essence of love and has … [Continue reading]

Is Your Perspective On Life Limiting You?

Enjoy this guest post from Don who writes for Breath of Optimism, a personal development site that helps readers to be the best person they can be in this life. How do you see things in life?  Through a glass half empty or a glass half full? If … [Continue reading]