Hope for your financial life and beyond

The One Winning Formula For the Poor

Hidden Nuggets Series #88 – “The rich man is wise in his own eyes, but the poor who has understanding searches him out.” – Proverbs 28:11

Success with money comes when we alter two things: our knowledge and our behavior. Of those two, behavior is by far the most important factor. We can have all the knowledge in the world but unless we put it into practice we’ll never win.

follow the leaderRich people have figured this out. Their behavior is commensurate with the fact they have money. Somewhere along the way they realized (gained knowledge) what they should and should not do (behavior). They’ve done something (actually a lot of right somethings) to get to where they are.

According to the Bible the rich are “wise in their own eyes.” They understand what they’ve done and know the right path to take. They have chosen to avoid or pursue behaviors that might damage or propel their future respectively.

They don’t need any more advice.

They’ve figured it out.

The poor on the other hand haven’t and could sure use some.

And as we see in the second part of Proverbs 28:11, they would be wise to seek advice from the rich.

Why Should the Poor Seek Out the Rich?

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A Comprehensive Look at Auto Insurance and Why You Need It

car accident

Today I’m continuing my insurance series with a detailed look at auto insurance. So far I’ve tackled the big giants of health, life and homeowner's insurance. Auto insurance is no less important and remains an important piece to a well-maintained … [Continue reading]

6 Shocking Things Your Broke Friends Need to Hear You Say

broke friends

If you’ve ever gotten into a conversation with a friend about money, you know how hard it is to determine if they actually want your help. There are ways to figure that out and perhaps lead your discussion to deeper levels. If that happens, you’ll … [Continue reading]

I Have No One to Blame But Myself

Hard work

Hidden Nuggets Series #87 - “Also to you, O Lord, belongs mercy; for you render to each one according to his work.” - Psalm 62:12 In my teaching days I’d often hear moans and groans coming from students when they learned of their failure on a … [Continue reading]

Is My Employer-Provided Life Insurance Enough?

Enjoy this post today from Natasha as she shares how employer-provided life insurance plans stack up against an individual policy purchased on the open market. If the company you work for offers group life insurance, be sure to take advantage of … [Continue reading]

The Stages of Investing and How to Win Long Term

the future

I’ve been investing now for almost 20 years. My wife brought several mutual funds into our marriage and that became my first exposure to the stock market. It didn't take long for me to see how investing could have a positive impact on our financial … [Continue reading]

How to Determine If People Really Want Help With Money

man crossing the street

I’m totally into personal finance. I could teach the subject and shell out advice for hours. That’s why I love leading Financial Peace University classes so much. It satisfies my appetite. But in everyday life I rarely get into conversations about … [Continue reading]

Why You Should Never Discount Success When Others Praise You

woman receiving an award

Have you ever received praise from someone because of a great personal success and then downplayed why that success came? In other words, do you discount or make excuses for personal achievements when people applaud you? I find myself continually … [Continue reading]

DIY Home Security vs. Professional Installation

Enjoy this post today from Parker Hansen on the differences between professional and DIY home security installation. New homeowners are often overwhelmed with the initial costs of setting up their home – homeowner's insurance, utilities, … [Continue reading]

Technology Is Revealing One Big Flaw That Crushes Our Finances


The world is changing rapidly. It’s moving so fast sometimes it feels like your head is spinning faster than the earth on its axis. You wake up one day and say, “Whoa…what happened? How did we get here?” The tough part is when we get the sense we … [Continue reading]

Save Money on Food by Ignoring the ‘Best By’ Date

best by date

The other weekend, I took the youth from our church to the Georgia division of the Midwest Food Bank. The Midwest Food Bank is a faith-based organization whose mission is to alleviate hunger and poverty by gathering and distributing food donations to … [Continue reading]