Hope for your financial life and beyond

6 Signs You Are Living Above Your Means

Let’s face it. We live in a fast paced, consumer friendly, debt-driven society. Spending money has never been easier.

That might be why more than 60% of Americans deal with credit card debt on a daily basis. Access to credit has never been more available to the general public. Unfortunately, it is a main reason why living paycheck-to-paycheck is an unfortunate reality for nearly half of Americans.

However, that reality doesn’t have to be inevitable. Your situation can improve with some quick refinements to your spending habits. I’ve done it before and so can you. You don’t have to live above your means.

It does come down to a simple choice. But first you must be able to recognize that you have a problem. With that in mind, here are a few warning signs you may want to look out for when you’re worried you’re not living within your means.

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What I’d Tell My 20-Year Old Self about Financial Freedom

Enjoy this guest post today from blogger and website owner Joseph Hogue as he shares his ideas about financial freedom. The best lessons come from our experiences even if sometimes it’s our biggest mistakes. I’ve made more than a few mistakes in … [Continue reading]

6 Tips To Help You Sell Your Home Fast

Deciding to sell your house is an exciting time. Even though there is a lot of preparation that needs to be done, most people hope they are able to sell their house in between three and 10 days. However, there are numerous factors from location to … [Continue reading]

8 Bible Verses About Worry for All Life Situations

Do you worry? I’ll admit that I have been a worrier at certain times of my life. There are so many circumstances that we can worry about that it's easy to worry all day long. Thankfully there are many Bible verses about worry and anxiety that can … [Continue reading]

The Sam’s Club Scan N Go App Is a Shopping Game Changer

Have you ever missed out on something for so long and when you finally heard about it, felt stupid for not knowing sooner? That’s how I feel right now about the Sam’s Club Scan and Go app. I’ve been shopping at Sam’s for about a year now and just … [Continue reading]

Give Money and It Shall Be Given Unto You? (Luke 6:38)

give and it shall be given

 Hidden Nuggets Series #77 - “ Give and it shall be given unto you; good measure, pressed down, and shaken together, and running over, shall men give into your bosom. For with the same measure that ye mete withal it shall be measured to you again.” - … [Continue reading]

6 Ways a Monthly Budget Brings Freedom, Not Bondage

budget

Here is a little test for yourself. When I mention the word budget do you think of the word "freedom" or do you think of the words "constraint" or "bondage." The word you choose probably identifies your basic attitude about having a monthly … [Continue reading]

5 Tips for Getting Started with Individual Stock Trading

Despite what you might think or have heard, not all investing is created equal. There is a big difference in investing in the stock market and investing by trading individual stocks. Both are classified as investing. But in reality individual stock … [Continue reading]

6 Financial and Emotional Considerations Before You Retire Early

Think you have some good reasons to retire early? It is exciting...the thought of leaving your career and setting aside the accompanying stress that it produces. In fact, you may already have begun to plan how you might be able to do that 10 or 20 … [Continue reading]

Five Basic Ways Families of Faith Should Spend Time Together

I love the summer! With the kids out of school it's the perfect opportunity to spend more time with the family. And how you spend that time together is critically important.  For Christians - or any family of faith - it’s crucial that the time … [Continue reading]

Make More Than You Think Working From Home as a Bookkeeper

Today I'd like to welcome Tim Chaves, CEO at ZipBooks. Tim previously founded and sold two small businesses, and holds an MBA from Harvard Business School.  In this article, he'll share the ins and outs of how you can make money on the side - or as a … [Continue reading]