Hope for your financial life and beyond

How Shopping for Shoes Changed My Financial Life

Logo for financial literacy awareness carnival hosted by theheavypurse.comIt’s Financial Literacy Month and I’m pleased to be part of an awesome blog carnival today hosted by Shannon from The Heavy Purse. In case you are unaware, Shannon’s passion is all about helping parents raise financially confident and responsible children. Her perspectives on that issue are some of the best I’ve read. I highly encourage you to check out her site, especially today and see what all the other carnival participants are writing about.

The topic for her financial literacy blog carnival is our biggest money “A-ha” – that moment when you realized things had to change. Well, I’m in no competition with my fellow bloggers today, as I’m sure they will share great moments in time and lessons that spurred them to change. I’m pretty sure though none of them will be talking about this…


That’s right…my life really did change while shopping for shoes.

The Setup

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Teaching Kids About Money: 4 Age Appropriate Lessons

A young boy holds money in his hands

A major role of parenting should be teaching kids lessons about money. For many reasons, parents drop the ball in this area and raise children who carry an improper understanding of money into college and adulthood. This leads to challenges as the … [Continue reading]

Richness Breeds Arrogance But There Is a Cure

Two brown blocks spelling the word "Me"

Hidden Nuggets Series #35 - “Command those who are rich in this present age not to be haughty, nor to trust in uncertain riches but in the living God, who gives us richly all things to enjoy. Let them do good, that they may be rich in good works, … [Continue reading]

Cheer Up: Your Worst Day Wasn’t As Bad As This Kid’s…

young boy in sponge bob pajamas

  Some days are just simply brutal. You know the kind. You wake up late because your alarm didn't go off...and the car won't start. Hurried on the way to work, fighting crazy traffic...your mug leaks coffee onto your dress. At work, … [Continue reading]

Bad Personal Finance Habits Only Change When the Pain Spikes

Man sitting at desk with computer, hands on head

All of us are a mixture of logic and emotion. We think and we feel. The two interact continuously with one another - mind acting upon the emotions and emotions acting upon the mind. One of the toughest emotions we deal with is pain. We know it’s … [Continue reading]

7 Unfortunate Reasons People Spew Hatred at Dave Ramsey

Dave Ramsey seated in brown chair

It could be argued that Dave Ramsey has become the most influential financial voice of this generation. His radio program draws nearly 8 million listeners every week, placing him third in the talk radio genre behind Rush Limbaugh and Sean Hannity … [Continue reading]

Pain and Suffering Is No Excuse to Quit Moving Forward

Words move forward everyday with pen

Hidden Nuggets Series #34 - “To the present hour we both hunger and thirst, and we are poorly clothed, and beaten, and homeless. And we labor, working with our hands…” I Corinthians 4:11-12 If you are a regular reader of the Bible, then you know … [Continue reading]

How We Are Coping With the Family Rat Race

Babies hand placed on father's open hand

Four times in my life I've been able to experience the truth of this Bible verse: "Behold, children are a gift of the Lord, the fruit of the womb is a reward." (Psalm 127:3) Each time I was moved to the point of tears as that new life came into the … [Continue reading]

Spring Break: Glorious Rite of Passage or Undisciplined Waste of Money?

Cancun, Mexico

This week and next, thousands of high school and college students will embark on the annual ritual known as spring break. They will fill hotels, crowd beaches and party in clubs long into the night. With the sheer number of young people present in … [Continue reading]

“HELP WANTED!” This Company Really Understands the Hiring Process


The hiring of new employees can be one of the most frustrating and stressful facets of running your own business. Every hire is an unknown and a potential risk as one can learn only so much about an applicant through the interview process. Companies … [Continue reading]

How to Tackle a Huge Looming Project

Sign describing how accomplishing hard things is great

Probably the biggest hurdle to getting your CPA license is the CPA Exam. It's pretty tough -- there are four sections that must all be passed in 18 months and the current pass rate hovers around 50%. Each section is either 3 or 4 hours long. I'm … [Continue reading]