Hope for your financial life and beyond

The Savvy Shopper: Budgeting for Auto Insurance

Auto insurance is a must for everyone who wants to drive. Why is it so important to purchase you ask? Well, for one thing, it’s the law. Get caught driving without it and you’ll face some tough consequences.

But the main reason you should have auto insurance is to protect yourself in the case of an accident.

Now, auto insurance isn’t cheap. It’s going to cost you so you’ll have to figure out how to manage that in your monthly budget. You can be a savvy shopper though by learning how to budget for auto insurance. And it all starts by making sure you get the right type of coverage.

Planning for the Right Coverage

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How to Save Money on Car Insurance for Teens

car insurance for teens

In about a month, our oldest child will turn 15. In our state, that means you can apply for a learner’s permit to drive. She hasn’t expressed a big desire to do this yet but I know it’s coming. So naturally I’ve started looking into car insurance for … [Continue reading]

Should I Cosign? Here Is the Truth About What God Says

cosign

Hidden Nuggets Series #102: “Do not be one of those who shakes hands in a pledge, one of those who is surety [ cosign ] for debts.” – Proverbs 22:26 If you’ve ever had a situation where a friend or family member asked you to cosign a loan you know … [Continue reading]

How to Stop Waiting for Next Year to Get Your Finances Right

waiting for next year

Sports fans are always waiting for next year. In any given season, only four teams out of 122 in the four major U.S. professional sports leagues win their respective championship. 118 teams and their fan bases are left hoping that next year will be … [Continue reading]

The Most Romantic Ways to Spend Valentine’s Day While Saving Money

Valentine's Day

Valentine's Day is right around the corner so that means answering the question, "What to do for my significant other?" Should you bother with chocolates and candy hearts? Or should you be more sophisticated with a dinner reservation at a fancy … [Continue reading]

The Best Home Renovation Projects That Hold Their Value

It's the depths of winter but spring will be here before you know it. With that your thoughts might be turning to that home renovation project you've been waiting for. Now's the time to get the final plans and cost in place so when the weather turns … [Continue reading]

How to Stop the Money Problems in Your Marriage For Good

Are you finding yourself having the same money problems over and over again in your marriage? Tired of fighting with your significant other about money? Well, you are not alone. Money problems consistently ranks as one of the top reasons marriages … [Continue reading]

How to Beat Any Salesman and Save Money This Year

salesman

Don’t you hate it when you leave a store thinking the salesman got the best of you…that he or she was able to talk you into something you really didn’t want? Or worse yet that the salesman literally deceived you with false information about the … [Continue reading]

Count the Cost: The Secret Step for Success at Anything (Luke 14:28)

count the cost

Hidden Nuggets Series #101 - "For which of you, intending to build a tower, does not sit down first and count the cost, whether he has enough to finish..." - Luke 14:28 Would you like to have success at anything you do? Of course…so would I. … [Continue reading]

Fighting the Battle of the Bulge, the Bustle and the Bling in 2016

man measuring chest

I’ve come to realize there are three big battles I fight like the plague. They are tenacious, hounding me like the Bumpuses' dogs after a Christmas turkey. There’s no way around them. Inevitably I’ll continue to fight the battle of the bulge, the … [Continue reading]

102-Year-Old Says You Are Never Too Old to Celebrate

you are never too old

You may be too old to become an astronaut. Your age can hinder you from driving a car or starting another family. Many of the things you used to do when younger may be no longer feasible. But this one thing is surely true – you are never too old to … [Continue reading]