Hope for your financial life and beyond

A Time For Choosing Freedom

Eerily, this man’s words, penned in 1964, are coming true on many levels:

American flag“Every lesson of history tells us that the greater risk lies in appeasement…[and] policies of accommodation…”

“If we continue to accommodate, continue to back and retreat, eventually we have to face the final demand, the ultimatum…and what then?”

“…And someday when the time comes to deliver the final ultimatum, our surrender will be voluntary because by that time we will have been weakened from within spiritually, morally and economically…”

 But there is hope found through courage and sacrifice:

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How to Manage Your Side Hustle and Family Life So You Don’t Go Insane

side hustle II

There may come a time in your life where you want to or need to create a side hustle to earn extra income. A side hustle can be many things depending on your skills and the depth of your need. Regardless what you choose it will be something you do on … [Continue reading]

How to Avoid a Foreclosure When You Are Struggling Financially

avoid foreclosure

If home ownership is the American dream then a foreclosure is a homeowner’s worst nightmare. Thousands of people face this situation every day because they are struggling financially and have failed to pay the mortgage. It can definitely lead to some … [Continue reading]

I’m Losing Sleep Tonight For a Worthy Cause But Never Will Over Money

can't sleep

Tonight I’m going to do something I haven’t done in a long time - voluntarily try to pull an all-nighter. The last two legit occurrences happened over 20 years ago in college while I was studying for finals. Then all it took was the fear of failing, … [Continue reading]

The Difference Between Married and Single Homebuyers (Infographic)

Perhaps you heard that existing home sales rose 5.1% in May from April according to the National Association of Realtors. That’s the strongest pace since September 2009. It’s good news but don’t get too excited just yet. The housing recovery is … [Continue reading]

Buyer Beware: Renting a Car With a Debit Card

welcome to cody, wyoming

My wife and I have chosen to be debt free and live without the use of credit cards. 99% of the time we have no issues when it comes to purchases. We simply swipe our debit card or pay with cash when making a transaction. The one instance where … [Continue reading]

If You Give Like This God Will Be Laughing

god loves a cheerful giver

Hidden Nuggets Series #91 - “So let each of you give as he purposes in his heart, not grudgingly or of necessity; for God loves a cheerful giver.” - II Corinthians 9:7 For some it’s the most boring part of the Sunday morning worship service. We … [Continue reading]

Beyond the Retirement Plan: 3 Things You Must Do Before You Stop Working

retirement plan

For many people, retirement planning means saving enough money to cover expenses after they stop working. Whether they sock money away into a 401(k), IRA, a savings account, or just stuff cash under the mattress, getting ready to retire is just about … [Continue reading]

4 Big Mistakes of My 20s That Affected My Net Worth

making mistake

What if? We all ask that at some point. It’s a reflective question about the past. What might have been if the events or actions in our rear view mirror had proceeded in a different fashion? Just cue the Back to the Future trilogy to see how that … [Continue reading]

The Difference Between Wise and Foolish Builders


Hidden Nuggets Series #90 - “Therefore whoever hears these sayings of Mine, and does them, I will liken him to a wise man who built his house on the rock…” - Matthew 7:24 Every builder knows you need a strong foundation to support a … [Continue reading]

Stop Identity Thieves by Shredding the Right Paperwork

paper shredder

I got back from a fabulous 10 day-vacation yesterday only to be greeted by a box full of mail. We had it held by the post office while we were gone, so it all arrived at once. I could barely get the mail out as it was packed in the box tighter than a … [Continue reading]