Hope for your financial life and beyond

4 Basic Strategies for Retirement Planning Everyone Should Know

The retirement years are one of the most rewarding and also potentially delicate phases of life. People experience many joys in their later years. However, they may also have to endure diminishing physical strength, slowing of mental faculties and the onset of age-related illnesses. Given the inevitability of health conditions in old age specifically, it‘s vital to keep the controllable factors in check to avoid exacerbating medical problems. This can be done with good retirement planning.

retirement planningPerhaps the most important such controllable factor is your financial stability. Money doesn’t equal happiness or freedom from sickness or other problems. However, the more funds you accumulate, the higher your chances of having a less stressful retirement when it comes to the financial side of things.

With that in mind, here are a couple of valuable tips for retirement planning that aren’t difficult to do but whose payoff is huge.

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The Ultimate Beginner’s Guide to Investing Money the Right Way

investing money

Success in our personal financial life is something we all desire. What that financial success looks like is different for each situation. However, there is one undeniable truth that applies to all of us when thinking about how to achieve our … [Continue reading]

How to Avoid Getting Ripped Off From Service Industry “Professionals”

service industry

Have you ever needed to hire a service industry professional for advice, a project or repair? Chances are we have all been there. Why? Because taxes need completing. Cars break down. Computers need fixing. Home air conditioning systems go bad. You … [Continue reading]

Are CDs a Good Investment for the Average Joe?

I don’t think I’ve ever met a person who wouldn’t say “Yes” to the question, “Would you like to make/have more money?” Aside from our job, the best way to get more money is by investing what you have in various financial products like savings … [Continue reading]

Visa Debit Card Safety: What You Need to Know

Visa debit card

My daughter just reached an financial milestone the other week when she opened her first checking account several weeks ago. However, she's even more excited that, along with the checking account, came a Visa debit card. Yep, her first piece of … [Continue reading]

17 Psalms of Comfort for When You Are in the Storm

It’s September, 2017 and a giant storm is barreling towards the coast of Florida. Hurricane Irma's path remains in flux. However, most in Florida have evacuated. Even in Georgia where I live, people are scared about Irma's impact. But it’s in these … [Continue reading]

12 Bible Verses About Friendship That Will Make You a Better Friend

We all want to be a better friend, right? I recently heard a message in church that touched on this topic. So on my own time I decided to look and see what Bible verses about friendship I could find. There are some great examples of friendship … [Continue reading]

What Is a Savings Account and Does My Child Need One?

As part of my return to blogging after a brief absence, I’m going to be writing a series of posts that answer some basic money questions.  Even for seasoned consumers, it’s important to return to the basics from time to time, if nothing more than to … [Continue reading]

So It’s Been Awhile but I’m Back from My Blogging Break

Yeah, so it's been awhile since I wrote an article on this blog. Judging by the date of the last post it's been three months. That's a long time in the blogging world to let your site lie dormant with no action. But the decision not to post was … [Continue reading]

How to Save One Thousand Dollars in a Month

$20 bills folded over

If you are serious about getting out of debt and building any kind of financial future, then you must save money on a regular basis. The best part is you don’t have to begin with much. All you need to do for starters is to save one thousand dollars. … [Continue reading]