Hope for your financial life and beyond

How to Turn a Hobby Into a Career

Ever want to turn a hobby into a career? Maria Cannon at HobbyJr.org did just that with her love of quilting. Now she is trying to help others do the same. In today's guest post she shares some practical tips that can help you get started. Many … [Continue reading]

A Spring Cleaning To-Do List For Your Finances

Do you love spring cleaning? I used to think that I loved to clean. Now that I've had some more time around the house as a stay at home dad, I realize I don't love the process of cleaning. It's something else. What I actually love are the results … [Continue reading]

10 Tidbits of Financial Wisdom on My 45th Birthday

Forty-five. That’s the age I turn today - March 7, 2018. A lot has changed in our world since 1973. Almost every area of life I can think of has made advancements. Mostly these have been for the good of society and have ushered in new eras for … [Continue reading]

Refinance Your Mortgage Now While Rates Are Still Historically Low

A home purchase is one of the most exciting and expensive financial transactions a person will make. Because homes cost so much, most people choose to buy one by getting a mortgage. They borrow money from a lender at an agreed upon interest rate for … [Continue reading]

Choosing the Right College Starts by Answering These Questions

choosing a college

Choosing a college at 18 years of age presents a daunting challenge. For most high school students, the decision represents the most difficult one they’ve ever made. With so many choices, it’s easy to lose a few hours of sleep trying to sort it all … [Continue reading]

How to Price Your eBook

Have you ever thought of writing an eBook? I've toyed with the idea recently. After all these years, I've got a lot of content on this site to draw from. An eBook is an electronic version of your writing, thus giving you the option to avoid … [Continue reading]

How to Make a Will and Protect Those You Love

Today I’m going to talk about a personal finance related topic that many people ignore – how to make a will. In fact, this topic is more avoided than you think. A recent survey at Caring.com showed that only 42% of Americans have estate planning … [Continue reading]

Emergency Fund Basics: The Step On Which All Other Success Is Built

emergency fund

If you are just getting started with the “getting-my-financial-act-together” bit, you might not know where to begin. Have I got good news for you. It's time to cut through all the clutter and for you to realize one important truth. The first step to … [Continue reading]

This Is the First Step to a New You This Year

You don’t remember your first day on this earth. You can’t recall how fast the car drove to the hospital, the anxiety of the adults who were with you or the physical pain that one of them had to endure. But eventually there you were - a new you – … [Continue reading]

How Your Gifts Are Also Fit for a King (Matthew 2:11)

three wise men

If you could give a gift fit for a king what would it be? You may think you would have nothing to offer such an important person. I'd suggest though, that no matter what your personal or financial status, you always have something to offer. I base … [Continue reading]

Sinking Fund: The Best Way to Save Money for Christmas Gifts

Ten years ago my wife and I hated Christmas shopping. Sure it take enormous amounts of time and energy. But more than that, it played havoc on our December monthly budget. We'd have to come up with money for Christmas gifts out of nowhere while still … [Continue reading]