Hope for your financial life and beyond

How to Make a New Year Resolution That Works For You

Once again it’s the turn of the calendar to January which means you may be thinking about making a new year resolution. It’s quite normal to think about all you want to accomplish in the year ahead. Having targets to shoot for is important to move … [Continue reading]

A Christmas Memory That Still Challenges Me to This Day

I love the Christmas season. Yes, it’s hectic. I know, it’s cold. Yes, travel is a nightmare. Each of those issues may bring back a Christmas memory you’d rather not recall. Despite all that, I look forward to Christmas. Always have. As a young … [Continue reading]

When It’s a Challenge to Say I Am Thankful for You

i am thankful for you

Recently I had the chance to reconnect with someone who meant a great deal to me many years ago. My youth pastor took an interest in me when I was in the 8th grade. Not only did he become a mentor but someone I considered a friend (as much as a teen … [Continue reading]

5 Can’t Miss Things to Do Before Selling Your Home

Are you thinking of selling your home anytime soon? Well, now is a great time to do it. Homeowners sold over 5.25 million homes in 2015. This increased to 5.3 million in 2016. Although the rate of sale declined in August 2016, the prices of houses … [Continue reading]

Operation Christmas Child: Changing Lives One Shoebox at a Time

I believe the Bible when it says, "He who has a generous eye will be blessed, for he gives of his bread to the poor”  (Proverbs 22:9). There are spiritual and emotional blessings that come when we give to others, especially those in challenging life … [Continue reading]

“I’m Rich!” – How to Handle a Lump Sum Payment of Money

I'm sure you've daydreamed at some point about how life would change if a large lump sum payment of money came your way. Say like a million dollars? We’ve all played this game and fantasized about all the good we could do for ourselves and others … [Continue reading]

The Hidden College Debt Statistics You Never Hear About

college debt

The cost of college continues to expand with each passing year. With it, so does the amount of student loans being processed. It’s leading to an alarming amount of college debt that is hamstringing the life of graduates. By now I’m sure you’ve … [Continue reading]

How to Develop a Purposeful Plan for Giving Away Money

giving away money

If you have found your way to this article, you most likely have a charitable heart and enjoy giving away money to a church, charitable organization, favorite cause or the girl scout who shows up at your door selling cookies. But have you ever … [Continue reading]

Do You Really Need Life Insurance for Your Family?

do i need life insurance

Our own mortality is a topic we don’t like to discuss. I was reminded again of this recently when a friend of mine had open heart surgery. He is doing great and expected to make a full recovery. But as I sat in the waiting room with his wife and … [Continue reading]

5 Personal Finance Items to Evaluate at Least Once a Year

When was the last time you took inventory of your personal finances? It's easy to get things set in place and then just ignore them. Who really wants to continually review all the facets of personal finance anyway? It takes so much time. Well, … [Continue reading]

7 Positive Lessons from Job’s Friends on Helping Hurting People

job's friends

Ever felt like you had no clue how to help someone who was hurting? It doesn’t matter if the pain is physical, emotional or spiritual. Too often we simply freeze, not really knowing how to best help our friends in need. Should I give them advice? … [Continue reading]