Hope for your financial life and beyond

Richness Breeds Arrogance But There Is a Cure

Hidden Nuggets Series #35 “Command those who are rich in this present age not to be haughty, nor to trust in uncertain riches but in the living God, who gives us richly all things to enjoy. Let them do good, that they may be rich in good works, read to give, willing to share…” I Timothy 6:17

Me

Pride goes before destruction

That wealth you are accumulating sure feels good, doesn’t it. Getting a little chesty over it? Feel like showing it off a just a wee little bit? C’mon admit it…we like to have others ooh-and-ah over our toys.

It’s nothing new…been going on since, oh the dawn of time. It was certainly an issue in the New Testament church. The rich were called out by the Apostle Paul to “not be haughty” over their wealth.

Why does wealth breed arrogance and show-offiness? What is it about dollars accumulating in our bank account that prompts us to look down on others who don’t possess as much? Where does this high and mighty attitude come from?

If I’m honest, it’s a spiritual issue rooted in my selfishness, my forgetfulness as to whose responsible for those riches and my ability to slip into confusion about what’s important in life.

Debunking One Myth About God

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Pain and Suffering Is No Excuse to Quit Moving Forward

Hidden Nuggets Series #34 – “To the present hour we both hunger and thirst, and we are poorly clothed, and beaten, and homeless. And we labor, working with our hands…” I Corinthians 4:11-12

moving forwardIf you are a regular reader of the Bible, then you know sometimes verses or passages speak a message to you at just the right time. It’s as though the words literally jump off the page into your life. It’s truly interesting how often that happens, almost like God planned it that way.

The more I read about the Apostle Paul, the faster he is becoming my hero. Here we have a man who persecuted the early church, who turns believer in Jesus, and then goes on to travel the known world as an evangelist. Along the way, he starts churches and converts thousands to Christianity. All the while though, he faces tremendous opposition from the religious traditionalists and from local authorities who didn’t appreciate how his preaching was touching the hearts of the people.

On multiple occasions he was beaten and thrown in prison. One time he was stoned and left for dead, an incident that many think caused him to suffer partial blindness the rest of his life. In the verses I listed above from I Corinthians, we learn he was often hungry and thirsty, poorly clothed and homeless.

This doesn’t sound like a picture perfect life. Yet, despite the pain and suffering his life and ministry dealt out, what do we see him doing?

Continuing to work, laboring with his hands.

Paul Kept Moving Forward

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We Are One Heartbeat Away From a Life Changing Moment

Hidden Nuggets Series #33 – “Do not boast about tomorrow, for you do not know what a day may bring forth.” – Proverbs 27:1

life changing

Sports fans watching their Wednesday late night highlight reels witnessed some stunning footage of Cincinnati Reds pitcher Aroldis Chapman being drilled in the head from a batted ball by Kansas City Royals player Salvador Perez. It’s a “Gasp…OMG!” moment, as Chapman lay sprawled on the ground, writhing in pain.

For those able to stomach grisly injury videos, the scene can be found here at ESPN.

Reports today are that Chapman suffered a few fractured bones and a mild concussion. He will have surgery to implant some steel plates in his head and miss about 6-8 weeks of the regular season. I’m amazed that’s the extent of his injuries and am thankful he is fine.

Let me rephrase that…I’m thankful he’s alive.

The speed and suddenness at which this incident happened, reminded me of a Monday night football game I watched in 1985. On that night, Giant’s linebacker Lawrence Taylor sacked Redskins quarterback Joe Theismann, snapping his leg in two. That fateful flea-flicker play that took only a few seconds ended Theismann’s career. Anyone who was there or watching on TV will say it’s the most gruesome sports injury ever.

Events like these remind me we are one heartbeat away from a life changing moment.

Reacting to Life Changing Fastballs

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6 Awesome Lessons for Managing Through a Financial Crisis

Hidden Nuggets #32 – “Then Pharaoh said to Joseph, “Inasmuch as God has shown you all this, there is no one as discerning and wise as you.” – Genesis 41:39

financial crisis

Will you be prepared for the next crisis?

At some point in our lives we will face a financial challenge. Perhaps it will reach the level of severity that we would deem it a crisis. Where the financial crisis will come from or how long it will last, we will never know. However, this is for certain – one will be coming and we will have to deal with it.

That fact alone should give us an incredible incentive to plan.

The life story of the Biblical character Joseph would make Hollywood giddy with the prospects of a full-length motion picture. The plot has everything you’d want: from family conflict and deception to seduction, slavery and redemption. Joseph faced it all. And it’s in his redemption phase where we learn a great deal of what it’s like to plan for and through a financial crisis.

The Bible describes a time where the Pharaoh of Egypt had a series of dreams as he slept one night. Pharaoh knows the dreams hold significant importance but he, nor his magicians can interpret the imagery. Enter Joseph, a man whom God had already blessed with the ability to decipher a dream’s meaning.

Joseph listens as Pharaoh shares the dream sequence. Then, with Godly assistance, Joseph explains to Pharaoh the good news and bad news:

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On My Birthday, I Have So Much to Be Thankful For

Hidden Nuggets #31 – “Oh that men would give thanks to the Lord for his goodness, and for His wonderful works to the children of men!” – Psalm 107:8

things to be thankful for“I remember like it was only yesterday when you were born…”

Some time today, I’ll get a phone call from my mom who will start the conversation with the above sentence. She usually does call to say “Happy Birthday”, so I’m not expecting this year to be any different. Mom, if you are reading this, I’m waiting.

I don’t know how you feel when that annual day comes around. Some are more unique than others I suppose. Last year was a big one for me. Now, I’m just treading water again, slowly inching upwards for nine years to the next important milestone.

I do reflect a little on my birthday to see where I’ve been and how I’ve grown in the last year. I also project, thinking about what lies ahead in the months down the road. However, the biggest thing I do every year is spend a few moments in silent reflection thanking God for all the blessings He has poured out on my life.

Things to Be Thankful For

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How Do You Handle Life’s Most Embarrassing Moments?

Hidden Nuggets Series #30 – “O my God, I trust in you; Let me not be ashamed; Let not my enemies triumph over me.” – Psalms 25:2

embarrassing moments

Wonder if Larry Legend every had an embarrassing basketball moment?

My teammates and I are playing defense in the second quarter of our private school state championship basketball game. Suddenly a player from our team steals the ball. Noticing an opening, I move from my defensive position up the floor. In a split second, I find myself on the receiving end of a pass with nothing but hardwood and our basket in front of me.

Pounding the ball into the floor, I streak forward, gaining speed with each step. All of their team’s defenders are trailing behind me as I hear the crowd’s cheering begin to swell. This is clearly leading to two points as an open lay-up awaits.

Then, as I approached the goal and jumped with the ball extended in one hand, the unthinkable occurred…

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Giving to Charity in Secret…Because It’s Not About Me

Hidden Nuggets Series #29 – “Therefore, when you do a charitable deed, do not sound a trumpet before you as the hypocrites do in the synagogues and in the streets, that they may have glory before me. Assuredly, I say to you, they have their rewards. But when you do a charitable deed, do not let your left hand know what your right hand is doing, that your charitable deed may be in secret; and your Father who sees in secret will Himself reward you openly.” – Matthew 6:2-4

giving to charityJesus was calling out some pretty crusty characters in the Bible verses I quoted above. The “hypocrites” he mentioned were actually the religious teachers of the time known as the Pharisees. Even though they were the church leaders, they were actually very poor spiritual role models. On this occasion, Jesus was blasting them for their practice of giving to charity openly for all to see.

The Pharisees would give only to get noticed. They would make sure people were watching them at church when they put their offering in the collection box. They looked down on people who didn’t give as much. One could even find them on the street corners bragging about how much they had given, even though it was a small percentage compared to their overall wealth.

To an outsider, their giving to charity looked very religious and sacrificial. Jesus saw right through the motives and exposed their hypocrisy. In reality, he said their purpose in giving was to gain status, power and the favor of men. Needless to say, they didn’t like Jesus much for saying this.

Think this still applies to us today? I do. It’s not like human nature has changed. We battle against the same self-seeking motivations that characterized the Pharisees.

Giving to Charity Privately

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Now That’s What I Call Love

Hidden Nuggets #28“Love never fails.” – I Corinthians 13:8

HandsThese hands have seen many years.

Time has not been kind to the physical features. These once vibrant hands have aged into a wrinkled shadow. The attempt to elude time’s impact on the body has failed. Time ages us, one and all.

The belief we can escape time’s impact is folly. Yet it is not all-powerful. In this picture, I find three evidences of time’s failure:

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The “If Only” Game Creates Liars Of Us All

Hidden Nuggets #27 “Happy is the man who finds wisdom, and the man who gains understanding; For her proceeds are better than the profits of silver, and her gain than fine gold.” – Proverbs 3:13-14

Lamborghini

“If only I had this car then I’d be happy.”

Ever heard of the “if only” game? It’s played like this:

Step 1: Look at your current life situation.

Step 2: Figure out all the junk going on that you don’t like.

Step 3: Use the information from Step 2 to fill in this statement, “If only I could change ________ then my life would be great.”

Step 4: Repeat Step 3 as new negative circumstances warrant.

We play this game all the time:

“If only I were out of debt then I’d be happy.”

“If only I had a bigger house then I’d be happy.”

“If only I were in better shape then I’d be happy.”

“If only my kids would behave then I’d be happy.”

“If only my boss would get off my back then I’d be happy.”

“If only…If only…If only…”

The “if-only” game promotes a lie – the lie being that circumstances produce happiness. The dangerous aspect of this lie is that we project into the future and base our happiness level on a hypothetical situation. In other words, we dream of happy life scenarios based on events that have not and may never occur.

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What Ritz Crackers ‘n Cheese Dip Taught Me About Breaking Routines

Hidden Nuggets Series #26 – “And Elisha prayed, and said, ‘Lord, I pray, open his eyes that he may see.’ Then the Lord opened the eyes of the young man, and he saw.” – II Kings 6:17

Ritz 1I have a guilty snack pleasure confession to make. I love Kraft Handi-Snacks Ritz Crackers ‘n Cheese Dip.  Four crackers…compartment of processed cheese…sealed together in perfect harmony. Simply pull the plastic tab off the top and enjoy the yummy cheese ‘n cracker goodness. And only 100 calories to boot.

I’ve loved these all my life despite one annoying feature about the product…the little red stick. The 2” red stick has never worked for me. My irritation revolves around two things: cheese distribution and cracker stability.

First off, if you want the same amount of cheese on all the crackers you have to control how much cheese is spread onto each cracker. The stick makes this difficult. I usually end up putting too much cheese on the first cracker and then having none left for the last one.

The stick is also renowned for breaking the cracker in half, unless you hold it daintily with your pinky up like you are sipping a cup of tea. The cracker must be laid out on a completely flat surface or there is a greater than average chance the cracker splits when the stick spreads on the cheese glob. Don’t try to hold the cracker in the palm of your hand or between your thumb and index finger either. Neither of those methods solves the soft cracker vs. hard stick problem.

Clearly I have issues.

I’ve put up with that red stick for 25+ years, resigned to the fact I have to use it. That all changed recently, when I had a Handi-Snacks revelation.

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Providing For Your Own Is Always Right

Hidden Nuggets Series #25 – “But if anyone does not provide for his own, and especially for those of his household, he has denied the faith and is worse than an unbeliever.” – I Timothy 5:8

Let it go

Let it go

I was saddened the other day when I went to visit the site of a personal finance blogger I had begun to read and saw that as of December 31st he had discontinued writing. I wouldn’t say we were close blogging friends or anything but he had commented here and I had commented at his site. Plus we were social on Twitter, so I guess that counts for some connection, right?

He left a really nice closing letter explaining why he was going on an indefinite blogging hiatus. That’s a really nice touch. Nothing says “I don’t care” to your readers like suddenly disappearing into thin air without leaving so much as a whisper as to why.

His reason for stopping – personal issues.

Blogging has become an integral part of my life. I have loved connecting with people online, sharing my story and hearing theirs. Outside of my family and faith, nothing is giving me as much pleasure right now as building this site and being social with people online.

But if I came across some personal issues or my family needed more of me for some reason, I would gladly give it up.

Well…reluctantly…sadly…but gladly.

So I say “Kudos” to my colleague for being responsible and recognizing what held more value.

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