Hope for your financial life and beyond

A Reason to Look at a Career in Occupational Therapy

We have written many times about careers – how to find one and how to change one. One of the key aspects of finding a career that fits your life is to focus on what you enjoy doing. And, perhaps more importantly, how does the career fit your unique personality.

A desire to help other people is a characteristic of some personality types. The cool thing about this is that this characteristic can translate into your working life. A career that allows you to help people and make a great living can be very attractive to those with this trait.

Many people opt for careers that make them incredibly dissatisfied and unfulfilled. That is the last thing you want to do. Your career defines so much about you and takes up a great amount of your time. Why would you want a career that did not bring satisfaction and fulfillment?

Of course, one field that fits perfectly with those who like to help others is healthcare. Within this field, you may first only think about doctors or nurses. But beyond these traditional jobs, there are many career paths to choose from which are incredibly enriching. Not only that, but they can be very prosperous over the long term.

One such career you may not think of right away is one as an occupational therapist. Let’s explore that career a bit here today. 

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Solar Energy: Is It a Worthwhile Investment?

The history and development of solar energy is quite fascinating. It has been a viable option for electricity for some time. But for the consumer marketplace, it started to became affordable around 2005. 

In relationship to the cost effectiveness of solar energy for consumer, a growing awareness of environmental concerns has developed in recent years. Solar systems and the green energy movement have coincided with one another. Those considering “going green” often look to solar energy as a first step in those efforts.

Additionally, solar panels can have economic benefits to the consumer. Of course, people are looking to them to save money in their monthly budget. But others are also considering the investment side of solar energy. One, as an investment in their current home. And two, as an investment in which they can diversify their cash and make money in the long run. 

So is solar energy right for you as a cost savings measure or as an investment? Here are some beginning things to consider.

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6 Key Areas Small Businesses Can Save Money Today 

Small businesses, more than any other type of business, have been hit especially hard over the last year. In fact, the effects of Covid-19 have wiped some small business owners out. They have been forced to close their doors as a result in the disruption of their business.

zoom meetingSmall businesses often operate on small budgets. In contrast, big brands like the Walmarts and Apples of the world have more ability to throw money at whatever project or marketing campaign they feel like. Consequently, small businesses more so than big businesses must remain diligent and work within their budgets. If they don’t, it can result in financial disaster.

Financial problems are difficult to avoid any time but even more so in difficult economic environments. Quite simply, saving money is more important now than ever before for small businesses.

So what is a small business to do? What areas can they focus on to try and cut costs? What will help them stay within the confines of their budget, whether operating in good times or bad?

Here are six key areas where your small business can start saving money immediately.

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How to Choose a Company for an Excellent Moving Experience

My wife and I have moved five times in our adult, post-college life. Each one occurred at a different stage of our marriage and presented its own challenges. In the end, all the moves worked out well and we were glad we made the move.

Moving can be a hassle. Why? The answer is obvious – you are relocating all your earthly possessions. When you have a lot of things, the process becomes really hectic, sometimes overwhelming. And the last thing you want to have happen is to have a bad experience or for there to be damage to your stuff.

With that in mind, using a moving company may be the best alternative to make sure that your items will be safe. Additionally, it reduces the work load on yourself. It is hard work to move your own items, even if you have help from family and friends. 

However, there are many moving firms and choosing the best one can be a challenge. That is one reason many people just choose to do the move themselves. 

With moving companies, the charges will vary, so cost may be an issue. When signing the agreement, you will need to discuss your expectations with the company and let them know what you are looking for. To that end, the following points will assist you in choosing an appropriate moving company

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A Beginner’s Guide to National Disability Insurance Scheme (NDIS) Real Estate Investing

There are so many new investing opportunities coming into the forefront these days. Most recently has been the rise of cryptocurrencies in the United States and around the world. These new forms of investing give investors a chance to diversify their portfolio. In the end, that is a good thing.  It spreads their money around so that one bad investment won’t ruin their financial life.

But what if your investment also went a long way in helping someone in need? What if you could make money but also help people at the same time? Well, one unique form of investing in this way has popped up in recent years in Australia.

It is known as the National Disability Insurance Scheme (NDIS). NDIS is an innovative initiative by the Federal Government to provide better housing for disabled tenants (who are themselves known as NDIS participants). With this program, investors can earn up to 16% of gross rental income. You receive the chance at long-term rental returns together with the potential growth of your property value. 

So what is this all about? Here is a beginner’s guide to understanding the National Disability Insurance Scheme (NDIS) real estate investing. 

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Bringing Business Agility Into Your Interactions

What is business agility? Maybe the more important question to ask is “Does your business have it?” And if not, how do you go about getting it? 

Put into simple terms, business agility is the process and ability to constantly adapt to a changing environment. Someone once said that the only thing constant in life is change. How ironic. That proves true in our personal lives as well as in the business world.

Look no closer than the pandemic of 2020. The pandemic hit businesses by surprise. It forced them to adjust rapidly to survive. According to research, over 9 in 10 organizations developed their digital strategy as a response to the global pandemic. That is a little scary – that around 90% of businesses did not have a digital strategy in place before the crisis hit.

This, in essence, is one of the most compelling reasons why business agility matters. A company that remains static is digging its own grave. 

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9 Things To Consider Before Relocating

My wife and I have moved 5 times in our adult life. Two of those moves were into and out of apartments. The three others were into and out of residential homes. Each was necessary at the time as we were entering a new stage of our lives together. 

But wow – how much work it took! Way more than we thought. From the time the thought of moving entered our minds, to the time we had finished unpacking in our new place, so much effort went into the move.

Moving into a new home will be more work and commitment than it seems. Although you may have moved before, or multiple times, each move is different. Each property requires different attention, time, money and effort. 

So before you move, it is important to weigh the pros and cons. Relocating takes many shapes and sizes, whether you are moving to a new city, across the country or to a new country altogether. It’s a big commitment and there are many things to consider. Here are just a few. 

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7 Ways to Future-Proof Your Business

As we have seen in the last year, the future is unpredictable. You never know when a major event is going to pop up and disrupt your plans. It is something you should prepare for even if you don’t know when the event will happen. 

This is true for your personal financial life. You need to have an emergency fund in place to pay for unexpected events.

But it is also true for those who run their own business. The steps you take today will determine how well your business can face unexpected challenges.

The pandemic is a perfect example of how unforeseen challenges can disrupt the status quo. It really shook up the business world. Research is showing that 91% of businesses have adopted some form of digital strategy as a way to future-proof their business from issues like the one we just faced. This is just one way that companies need to adapt to an ever-changing world. 

So what plans have you set in place to guard your business against a drastic economic shake-up? Can your company survive in any unforeseen circumstances? If you are not sure, then consider a few of these practical and effective ways to protect your business against unforeseen situations in the future. 

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The Beginner Bitcoin Mistakes You Don’t Want to Make

Within the last few years bitcoin and other cryptocurrencies have been in the news a lot. It’s become very fashionable to talk about these as a legitimate, new form of investing. Many people are looking at it as a way to make money and become wealthy.

But is it better than traditional investing in stocks and bonds? And should everyone be investing in these currencies? Are there issues to consider before you tackle the cryptocurrency world? 

It would be good for you to know that there are some common Bitcoin mistakes beginners tend to make. So if you are thinking about dipping your toe into the Bitcoin trading and investing world, it’s important to understand what to avoid doing. You don’t want this new venture to end in disaster.  

So, let’s look at some of the mistakes Bitcoin investors make and how you can avoid them.

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How To Take To The Open Road (And Earn Money When Doing So)

Covid-19 has caused a lot of havoc with people’s finances. You may have noticed a significant dip in your expendable income, the amount you have left over after paying your basic bills. Whether whether this is the result of reduced working hours or company cut-backs doesn’t matter. You see it and feel it in your everyday life.

There are steps you can take to combat this issue, like prioritizing your spending habits when making a budget or trying your hand at investing. However, one of the ways you probably thought of immediately was to be on the lookout for a new way in which you can earn more money. Whether you call it a side hustle or just getting a second part-time job, when a crisis hits, this is the route many people take. 

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How to Succeed Quicker in Business

Have you ever started a business? If so, you know that starting one is not an easy task. It takes time, effort and a lot of work to get one started and headed in the right direction.

When it comes to the world of business creation though, entrepreneurs want to succeed quickly. These are fast-minded and driven people who want to see their investment turn a profit quickly. For them, a long, drawn out process is not what they are hoping for. They want to move and move now. 

Now, there’s nothing wrong with taking your time and getting to where you want to be slowly and gradually. However, there are certain things you can and should do in order to make your rise to the top happen faster and with less difficulty. If that is what you are looking for, then the following ideas and strategies may prove useful for you. 

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